Insurance Agent Hourly Pay in Ashland, OR: $28.78 (2026)
Quick Answer:Hourly pay for a insurance agent working in Ashland, OR runs $28.78 at the median for 2026 — annualizing to $59,866 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Ashland's regional price level (BEA RPP 102.6, 3% above national), each hour of work buys what $28.05 nationally would. A 24-hour part-time schedule grosses $35,918 per year.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Ashland, Oregon, earn a median hourly pay of $28.78, which is notably below the national median of $31.02. This hourly rate helps illustrate the financial landscape for part-time and per-diem workers, often engaged in various settings such as independent agency offices, commercial brokerage floors, and client business visits. With an hourly range spanning from $17.52 for entry-level positions to $44.61 for those at the top of the pay scale, individuals in this profession have flexibility in how they structure their work. Many insurance agents may focus on three-day workweeks, allowing them to balance their professional and personal lives while benefiting from this hourly compensation reflective of their annual earnings.
About the Ashland Market
Salary estimated from Oregon average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.52 | $140.15 |
| Lower Range (P25) | $22.74 | $181.92 |
| Median (P50) | $28.78 | $230.24 |
| Upper Range (P75) | $36.84 | $294.72 |
| Top Earners (P90) | $44.61 | $356.88 |
Estimated Annual Income by Work Schedule in Ashland
Based on $28.78/hr median hourly rate · 2026 est.
At $28.78/hr, a insurance agent working full-time (40 hr/wk) in Ashland, OR can expect to earn approximately $59,863 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,536. With a cost-of-living index of 102.60 (above the national average), these earnings may be offset by higher expenses in Ashland.
Hourly Rate Calculator
Schedule Comparison in Ashland
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,151.20 | $4,989 | $59,863 |
| Part-Time (24 hrs) | $690.72 | $2,993 | $35,918 |
| Per Diem (16 hrs) | $460.48 | $1,995 | $23,945 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Ashland) | $28.78 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Ashland, OR earn a median of $59,866 per year (2026 est.), which is 7.22% lower than the national median of $64,522 and 5.20% below the Oregon state average of $63,150.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.78/hr = $35,918/year (purchasing power: $35,007).
Working 40h/week (full-time) = $59,863/year (purchasing power: $58,346).
CoL index: 102.6 (100 = national average).
2019 BLS Actual
$22.72/hr
2025 BLS Actual
$27.78/hr
2026 Current Est.
$28.78/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Ashland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.72/hr | Actual |
| 2020 | $23.27/hr | Actual |
| 2021 | $22.23/hr | Actual |
| 2022 | $25.81/hr | Actual |
| 2023 | $26.35/hr | Actual |
| 2024 | $28.99/hr | Actual |
| 2025 | $27.78/hr | Actual |
| 2026(current) | $28.78/hr | Estimated |
| 2027 | $29.82/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Ashland grew 22.3% from $22.72/hr (2019) to $27.78/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.82/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ashland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Ashland
For part-time insurance agents working 24 hours a week, the potential annual income can be significantly less than that of a full-time worker, limiting their financial prospects. While per-diem positions or 1099 contracts are relatively uncommon in this field, many insurance agents operate on a commission basis, leading to varying earnings based on performance and market conditions. Different employer types in Ashland influence hourly rates, with captive agents often earning less than their independent counterparts or those at larger commercial brokerages. This variance allows agents to choose between potentially lower hourly rates with traditional benefits or opt for higher pay without benefits in different arrangements. When negotiating pay, agents should emphasize their skills, such as any CPCU or CIC credentials, which can create leverage for higher hourly rates based on their experience and market demand.
More salary data for Ashland, OR:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Ashland. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Ashland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov