Insurance Agent Hourly Pay in Upper Arlington, OH: $28.27 (2026)
Quick Answer:Hourly pay for a insurance agent working in Upper Arlington, OH runs $28.27 at the median for 2026 — annualizing to $58,815 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Upper Arlington's regional price level (BEA RPP 90.7, 9% below national), each hour of work buys what $31.17 nationally would. A 24-hour part-time schedule grosses $35,284 per year.
Based on BLS state-level estimates · View source
Insurance agents in Upper Arlington, OH, earn a median hourly pay of $28.27, which is somewhat lower than the national median of $31.02. This hourly rate provides a solid income for those working in various settings, including independent agencies, captive agent storefronts, and large commercial brokerages. For part-time workers, such as those employed three days a week, this translates to a decent earning potential, making it a viable option for individuals seeking flexible work arrangements. Entry-level positions can start as low as $17.64 per hour, while top earners may reach up to $43.83 per hour, creating a diverse pay range that reflects different levels of experience and the nature of the work, including in-person client visits or virtual policy quoting.
About the Upper Arlington Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.64 | $141.14 |
| Lower Range (P25) | $21.54 | $172.31 |
| Median (P50) | $28.27 | $226.18 |
| Upper Range (P75) | $36.20 | $289.58 |
| Top Earners (P90) | $43.83 | $350.67 |
Estimated Annual Income by Work Schedule in Upper Arlington
Based on $28.27/hr median hourly rate · 2026 est.
At $28.27/hr, a insurance agent working full-time (40 hr/wk) in Upper Arlington, OH can expect to earn approximately $58,807 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,927. With a cost-of-living index of 90.70 (below the national average), these earnings stretch further in Upper Arlington.
Hourly Rate Calculator
Schedule Comparison in Upper Arlington
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,130.90 | $4,901 | $58,807 |
| Part-Time (24 hrs) | $678.54 | $2,940 | $35,284 |
| Per Diem (16 hrs) | $452.36 | $1,960 | $23,523 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Upper Arlington) | $28.27 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Upper Arlington, OH earn a median of $58,815 per year (2026 est.), which is 8.85% lower than the national median of $64,522 and 5.20% below the Ohio state average of $62,041.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.27/hr = $35,284/year (purchasing power: $38,902).
Working 40h/week (full-time) = $58,807/year (purchasing power: $64,836).
CoL index: 90.7 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.32/hr
2025 BLS Actual
$27.29/hr
2026 Current Est.
$28.27/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Upper Arlington (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.32/hr | Actual |
| 2020 | $22.86/hr | Actual |
| 2021 | $21.84/hr | Actual |
| 2022 | $25.35/hr | Actual |
| 2023 | $25.89/hr | Actual |
| 2024 | $23.97/hr | Actual |
| 2025 | $27.29/hr | Actual |
| 2026(current) | $28.27/hr | Estimated |
| 2027 | $29.29/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Upper Arlington grew 22.3% from $22.32/hr (2019) to $27.29/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.29/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Upper Arlington metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Upper Arlington
Part-time insurance agents who work approximately 24 hours a week in Upper Arlington can anticipate annual earnings that provide a comfortable living, albeit less than their full-time counterparts. The consulting niche can yield significantly higher pay; for instance, experienced risk managers or expert witnesses often charge between $200 to $600 per hour, a stark contrast to typical agency work. In Upper Arlington, hourly rates can vary widely based on employer type, with captive agents generally offering steadier but lower compensation compared to independent brokers or large firms that handle commercial lines. These brokers may attract agents looking for higher hourly rates without benefits, whereas captive agents might counter with the provision of health insurance. Thus, negotiations for hourly pay often hinge on the individual’s priorities, such as the importance of benefits versus immediate pay. Understanding these dynamics is key for anyone entering the insurance field in Ohio.
More salary data for Upper Arlington, OH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Upper Arlington. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Upper Arlington is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov