Insurance Agent Hourly Pay in Tiffin, OH: $27.53 (2026)
Quick Answer:Hourly pay for a insurance agent working in Tiffin, OH runs $27.53 at the median for 2026 — annualizing to $57,262 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Tiffin's regional price level (BEA RPP 90.7, 9% below national), each hour of work buys what $30.35 nationally would. A 24-hour part-time schedule grosses $34,353 per year.
Based on BLS state-level estimates · View source
In Tiffin, Ohio, the insurance agent hourly pay averages $27.53, which is notably lower than the national hourly median of $31.02. This discrepancy means that part-time insurance agents working three days a week can expect to earn considerably less than their counterparts in larger markets. The job settings for insurance agents typically include captive agent storefronts, independent agencies, and corporate environments. Entry-level positions start at around $17.96 an hour, while experienced agents can earn up to $42.67 per hour, creating a significant range that accommodates diverse experience levels within the profession. These hourly rates are derived from 2026 salary estimates based on 2025 BLS data, providing a glimpse into the expected remuneration landscape for insurance agents in Tiffin.
About the Tiffin Market
Salary estimated from Ohio average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.96 | $143.71 |
| Lower Range (P25) | $21.46 | $171.64 |
| Median (P50) | $27.53 | $220.21 |
| Upper Range (P75) | $35.23 | $281.87 |
| Top Earners (P90) | $42.67 | $341.38 |
Estimated Annual Income by Work Schedule in Tiffin
Based on $27.53/hr median hourly rate · 2026 est.
At $27.53/hr, a insurance agent working full-time (40 hr/wk) in Tiffin, OH can expect to earn approximately $57,255 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,032. With a cost-of-living index of 90.70 (below the national average), these earnings stretch further in Tiffin.
Hourly Rate Calculator
Schedule Comparison in Tiffin
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,101.06 | $4,771 | $57,255 |
| Part-Time (24 hrs) | $660.64 | $2,863 | $34,353 |
| Per Diem (16 hrs) | $440.42 | $1,909 | $22,902 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Tiffin) | $27.53 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Tiffin, OH earn a median of $57,262 per year (2026 est.), which is 11.25% lower than the national median of $64,522 and 7.70% below the Ohio state average of $62,039.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.53/hr = $34,353/year (purchasing power: $37,876).
Working 40h/week (full-time) = $57,255/year (purchasing power: $63,126).
CoL index: 90.7 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$21.73/hr
2025 BLS Actual
$26.57/hr
2026 Current Est.
$27.53/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Tiffin (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.73/hr | Actual |
| 2020 | $22.26/hr | Actual |
| 2021 | $21.26/hr | Actual |
| 2022 | $24.68/hr | Actual |
| 2023 | $25.20/hr | Actual |
| 2024 | $23.34/hr | Actual |
| 2025 | $26.57/hr | Actual |
| 2026(current) | $27.53/hr | Estimated |
| 2027 | $28.52/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Tiffin grew 22.3% from $21.73/hr (2019) to $26.57/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.52/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Tiffin metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Tiffin
Despite Tiffin's lower hourly compensation, part-time insurance agents can still carve out a satisfying income. For instance, a professional working 24 hours a week might realistically take home around $34,245 annually, a figure that reflects the more modest earnings typical in this area. Most insurance agents rely heavily on commission rather than hourly pay, which is less common for per-diem or 1099 work in the industry. However, independent agents and larger brokerages sometimes offer higher commission rates due to their client bases. Captive agents, such as those working for State Farm or Allstate, may trade lower hourly wages for employee benefits like health insurance, while independent agents might command higher hourly rates without such perks. For those negotiating pay in Tiffin, understanding these trade-offs is essential, particularly when considering employer types and their associated compensation structures.
More salary data for Tiffin, OH:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Tiffin. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Tiffin is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov