Insurance Agent Hourly Pay in Dickinson, ND: $27.91 (2026)
Quick Answer:Hourly pay for a insurance agent working in Dickinson, ND runs $27.91 at the median for 2026 — annualizing to $58,043 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Dickinson's regional price level (BEA RPP 92.0, 8% below national), each hour of work buys what $30.34 nationally would. A 24-hour part-time schedule grosses $34,831 per year.
Based on BLS state-level estimates · View source
In Dickinson, North Dakota, the projected median hourly pay for insurance agents stands at $27.91. This figure is notably lower than the national median hourly rate of $31.02, reflecting local market dynamics and the cost of living index in the area, which is below the national average at 92. For part-time workers—those operating on a schedule of just three days a week—this hourly rate could translate to a stable income if paired with a flexible work approach, whether they are based in captive agent storefronts or conducting remote policy quoting. The hourly range for insurance agents spans from approximately $16.53 for entry-level positions to $43.25 for top earners, illustrating the potential for growth within the profession while emphasizing that these figures are derived from annual salary estimates.
About the Dickinson Market
Salary estimated from North Dakota average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.53 | $132.28 |
| Lower Range (P25) | $20.62 | $164.93 |
| Median (P50) | $27.91 | $223.28 |
| Upper Range (P75) | $35.72 | $285.77 |
| Top Earners (P90) | $43.25 | $346.02 |
Estimated Annual Income by Work Schedule in Dickinson
Based on $27.91/hr median hourly rate · 2026 est.
At $27.91/hr, a insurance agent working full-time (40 hr/wk) in Dickinson, ND can expect to earn approximately $58,052 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,492. With a cost-of-living index of 92.00 (below the national average), these earnings stretch further in Dickinson.
Hourly Rate Calculator
Schedule Comparison in Dickinson
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,116.39 | $4,838 | $58,052 |
| Part-Time (24 hrs) | $669.84 | $2,903 | $34,831 |
| Per Diem (16 hrs) | $446.56 | $1,935 | $23,221 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Dickinson) | $27.91 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Dickinson, ND earn a median of $58,043 per year (2026 est.), which is 10.04% lower than the national median of $64,522 and 2.20% below the North Dakota state average of $59,349.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.91/hr = $34,831/year (purchasing power: $37,860).
Working 40h/week (full-time) = $58,052/year (purchasing power: $63,101).
CoL index: 92 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.03/hr
2025 BLS Actual
$26.94/hr
2026 Current Est.
$27.91/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Dickinson (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.03/hr | Actual |
| 2020 | $22.57/hr | Actual |
| 2021 | $21.56/hr | Actual |
| 2022 | $25.03/hr | Actual |
| 2023 | $25.56/hr | Actual |
| 2024 | $23.79/hr | Actual |
| 2025 | $26.94/hr | Actual |
| 2026(current) | $27.91/hr | Estimated |
| 2027 | $28.91/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Dickinson grew 22.3% from $22.03/hr (2019) to $26.94/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.91/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Dickinson metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Dickinson
Looking deeper into the insurance agent hourly pay in Dickinson, it's clear that many professionals may opt for part-time positions that allow for a work-life balance. For example, a part-time insurance agent working 24 hours a week could expect to take home about $34,755 annually, a considerable difference compared to full-time counterparts. Compensation models in the industry often lean towards commission-based structures, with 1099 work being less common and many agents working in captive or independent agencies. Within Dickinson, captive agents typically earn less per hour than those affiliated with larger commercial brokerages, where hourly pay can be significantly boosted by specialty lines. Furthermore, while many agents find value in the benefits associated with lower hourly rates, those aiming for maximum earnings sometimes forgo such protections. Agents need to be strategic in their negotiations, focusing on both monetary compensation and the value of benefits when considering different employer types in the local market.
More salary data for Dickinson, ND:
Frequently Asked Questions
What is the hourly rate for insurance agents in Dickinson in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Dickinson. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Dickinson is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov