Insurance Agent Hourly Pay in Winston, NC: $24.64 (2026)
Quick Answer:Hourly pay for a insurance agent working in Winston, NC runs $24.64 at the median for 2026 — annualizing to $51,241 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Winston's regional price level (BEA RPP 92.0, 8% below national), each hour of work buys what $26.77 nationally would. A 24-hour part-time schedule grosses $30,746 per year.
Official BLS data · View source
In Winston, North Carolina, the insurance agent hourly pay is projected to be $24.64 in 2026, which falls significantly below the national median of $31.02. For part-time workers, such as those operating three days a week, this equates to around $1,400 monthly based on a typical 24-hour work schedule, making it a viable option for those balancing other commitments. The hourly range for insurance agents in Winston varies from $20.08 for entry-level positions to $53.61 for top earners, reflecting the aspects of experience and specialization. Most agents find employment within diverse settings, including independent agency offices, corporate brokerage floors, and remote platforms, which showcase the evolving nature of the sector. This data is drawn from BLS estimates based on 2025 figures, projected to 2026.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.08 | $160.62 |
| Lower Range (P25) | $21.72 | $173.80 |
| Median (P50) | $24.64 | $197.09 |
| Upper Range (P75) | $39.65 | $317.18 |
| Top Earners (P90) | $53.61 | $428.90 |
Estimated Annual Income by Work Schedule in Winston
Based on $24.64/hr median hourly rate · 2026 est.
At $24.64/hr, a insurance agent working full-time (40 hr/wk) in Winston, NC can expect to earn approximately $51,243 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,563. With a cost-of-living index of 92.04 (below the national average), these earnings stretch further in Winston.
Hourly Rate Calculator
Schedule Comparison in Winston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $985.44 | $4,270 | $51,243 |
| Part-Time (24 hrs) | $591.27 | $2,562 | $30,746 |
| Per Diem (16 hrs) | $394.18 | $1,708 | $20,497 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Winston) | $24.64 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Winston, NC earn a median of $51,241 per year (2026 est.), which is 20.58% lower than the national median of $64,522 and 2.20% below the North Carolina state average of $52,393.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.64/hr = $30,746/year (purchasing power: $33,404).
Working 40h/week (full-time) = $51,243/year (purchasing power: $55,673).
CoL index: 92.043 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.51/hr
2025 BLS Actual
$23.78/hr
2026 Current Est.
$24.64/hr
2019–2027 Growth
+30.8%
Hourly Rate Trajectory for Insurance Agents in Winston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.51/hr | Actual |
| 2020 | $19.74/hr | Actual |
| 2021 | $22.99/hr | Actual |
| 2022 | $21.80/hr | Actual |
| 2023 | $23.68/hr | Actual |
| 2024 | $28.66/hr | Actual |
| 2025 | $23.78/hr | Actual |
| 2026(current) | $24.64/hr | Estimated |
| 2027 | $25.52/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Winston grew 21.9% from $19.51/hr (2019) to $23.78/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.52/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Winston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Winston
Exploring the earning potential for part-time insurance agents reveals a stark contrast with full-time equivalents. Working 24 hours weekly at a rate of $24.64 could net an individual approximately $33,600 annually, whereas a full-time agent might earn up to $51,241, reflecting how compensation is not just about the hourly rate but the overall structure of work in the insurance industry. While per diem insurance agent pay in Winston can be appealing, particularly for those with commissions, it's less common as most rely on base pay and commissions. The earnings can vary significantly depending on agency type; captive agents from larger companies like State Farm tend to have different pay structures compared to those in independent agencies or commercial brokerages, which often cater to higher-paying clients in specialty lines. The trade-off between hourly rates and benefits is another consideration: agents at captive organizations may receive health insurance and additional benefits, which some might forego for a larger hourly rate without those perks. For those negotiating in this competitive market, understanding the local context, employer expectations, and potential standard benefits can guide impactful discussions around compensation.
More salary data for Winston, NC:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Winston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov