Insurance Agent Hourly Pay in Amsterdam, NY: $29.89 (2026)
Quick Answer:Hourly pay for a insurance agent working in Amsterdam, NY runs $29.89 at the median for 2026 — annualizing to $62,169 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Amsterdam's regional price level (BEA RPP 115.9, 16% above national), each hour of work buys what $25.79 nationally would. A 24-hour part-time schedule grosses $37,301 per year.
Based on BLS state-level estimates · View source
In Amsterdam, NY, the projected insurance agent hourly pay reaches $29.89, slightly lower than the national median of $31.02. This rate reflects the compensation structure for agents engaged in various working arrangements, including part-time positions and per-diem roles that fit within traditional agency storefronts, independent offices, and virtual settings. For a part-time agent working three days a week (approximately 24 hours), the hourly pay can provide a steady income stream. With a range from $20.17 (entry-level) to $46.33 (top-tier earners), the insurance landscape in Amsterdam supports both new entrants aiming to build their careers and seasoned professionals capitalizing on their experience. It's important to remember that these hourly estimates are informed by annual salary data and may vary based on specific employer expectations.
About the Amsterdam Market
Salary estimated from New York average ($88,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.17 | $161.37 |
| Lower Range (P25) | $23.80 | $190.38 |
| Median (P50) | $29.89 | $239.11 |
| Upper Range (P75) | $38.26 | $306.08 |
| Top Earners (P90) | $46.33 | $370.64 |
Estimated Annual Income by Work Schedule in Amsterdam
Based on $29.89/hr median hourly rate · 2026 est.
At $29.89/hr, a insurance agent working full-time (40 hr/wk) in Amsterdam, NY can expect to earn approximately $62,168 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,866. With a cost-of-living index of 115.90 (above the national average), these earnings may be offset by higher expenses in Amsterdam.
Hourly Rate Calculator
Schedule Comparison in Amsterdam
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,195.54 | $5,181 | $62,168 |
| Part-Time (24 hrs) | $717.33 | $3,108 | $37,301 |
| Per Diem (16 hrs) | $478.22 | $2,072 | $24,867 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Amsterdam) | $29.89 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Amsterdam, NY earn a median of $62,169 per year (2026 est.), which is 3.65% lower than the national median of $64,522 and 6.50% below the New York state average of $66,491.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.89/hr = $37,301/year (purchasing power: $32,184).
Working 40h/week (full-time) = $62,168/year (purchasing power: $53,640).
CoL index: 115.9 (100 = national average).
2019 BLS Actual
$23.60/hr
2025 BLS Actual
$28.85/hr
2026 Current Est.
$29.89/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Amsterdam (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.60/hr | Actual |
| 2020 | $24.17/hr | Actual |
| 2021 | $23.09/hr | Actual |
| 2022 | $26.80/hr | Actual |
| 2023 | $27.37/hr | Actual |
| 2024 | $45.87/hr | Actual |
| 2025 | $28.85/hr | Actual |
| 2026(current) | $29.89/hr | Estimated |
| 2027 | $30.96/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Amsterdam grew 22.3% from $23.60/hr (2019) to $28.85/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.96/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Amsterdam metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Amsterdam
Part-time insurance agents in Amsterdam, NY, could earn around $36,000 annually if working 24 hours each week. Comparatively, a full-time role can lead to significantly higher earnings. Although per-diem roles exist, most compensation in this sector is commission-based, especially for agents in the independent and commercial brokerage arenas. Rates for specialized consulting, such as those provided by CPCU-credentialed professionals, can soar to $200-$400 per hour, with expert witness services even fetching $300-$600 per hour. Different employers dictate distinct pay structures; captive agents at companies like State Farm or Allstate often have fixed salaries with benefits, while independent agencies and large brokerages might offer less hourly pay in exchange for commission-based incentives. Therefore, while some agents may opt for slightly lower hourly rates for more comprehensive health benefits, others might favor higher pay with fewer perks. For those starting in the industry, understanding negotiation strategies specific to hourly arrangements can make a significant difference in initial earnings and longevity in the profession.
More salary data for Amsterdam, NY:
Frequently Asked Questions
What is the hourly rate for insurance agents in Amsterdam in 2026?
How much do part-time insurance agents make in Amsterdam?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Amsterdam. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Amsterdam is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov