Insurance Agent Hourly Pay in Roswell, NM: $28.73 (2026)
Quick Answer:Hourly pay for a insurance agent working in Roswell, NM runs $28.73 at the median for 2026 — annualizing to $59,750 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Roswell's regional price level (BEA RPP 94.4, 6% below national), each hour of work buys what $30.43 nationally would. A 24-hour part-time schedule grosses $35,853 per year.
Based on BLS state-level estimates · View source
In Roswell, NM, insurance agents earn a median hourly rate of $28.73, which is quite competitive, albeit lower than the national median of $31.02. This range reflects the varied nature of employment in this field, where those entering the profession can expect to start around $17.21 per hour, while experienced agents can command as much as $44.53 per hour. For agents working part-time, such as three days a week, the hourly pay can provide a considerable supplemental income, ideal for those balancing other commitments. This flexibility is often found within different contexts, including captive corporate storefronts, independent agency locations, and client interactions, all of which can also be conducted remotely. As such, understanding the insurance agent hourly pay in Roswell opens avenues for diversifying work arrangements and optimizing earnings based on individual lifestyle requirements.
About the Roswell Market
Salary estimated from New Mexico average ($55,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.21 | $137.66 |
| Lower Range (P25) | $21.33 | $170.65 |
| Median (P50) | $28.73 | $229.83 |
| Upper Range (P75) | $36.77 | $294.14 |
| Top Earners (P90) | $44.53 | $356.22 |
Estimated Annual Income by Work Schedule in Roswell
Based on $28.73/hr median hourly rate · 2026 est.
At $28.73/hr, a insurance agent working full-time (40 hr/wk) in Roswell, NM can expect to earn approximately $59,755 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,474. With a cost-of-living index of 94.40 (below the national average), these earnings stretch further in Roswell.
Hourly Rate Calculator
Schedule Comparison in Roswell
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,149.13 | $4,980 | $59,755 |
| Part-Time (24 hrs) | $689.48 | $2,988 | $35,853 |
| Per Diem (16 hrs) | $459.65 | $1,992 | $23,902 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Roswell) | $28.73 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Roswell, NM earn a median of $59,750 per year (2026 est.), which is 7.40% lower than the national median of $64,522 and 1.90% below the New Mexico state average of $60,908.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.73/hr = $35,853/year (purchasing power: $37,980).
Working 40h/week (full-time) = $59,755/year (purchasing power: $63,300).
CoL index: 94.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.68/hr
2025 BLS Actual
$27.73/hr
2026 Current Est.
$28.73/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Roswell (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.68/hr | Actual |
| 2020 | $23.23/hr | Actual |
| 2021 | $22.19/hr | Actual |
| 2022 | $25.76/hr | Actual |
| 2023 | $26.31/hr | Actual |
| 2024 | $24.49/hr | Actual |
| 2025 | $27.73/hr | Actual |
| 2026(current) | $28.73/hr | Estimated |
| 2027 | $29.76/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Roswell grew 22.3% from $22.68/hr (2019) to $27.73/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.76/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roswell metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Roswell
When contemplating part-time opportunities, an insurance agent working 24 hours a week could take home a yearly income that reflects their part-time status significantly lower than full-time counterparts. Typically, most agents do not engage in per diem structures due to the commission-based nature of their compensation, especially in established roles within the industry. Unique opportunities exist for consulting or acting as expert witnesses in specialized cases, where rates soar to $200-$600 per hour, showcasing a marked difference from traditional agent wages. Furthermore, hourly rates can fluctuate depending on the employer type in Roswell; captive agents working for larger firms might accept a lower rate in exchange for benefits like health insurance, unlike independent agents who might enjoy higher pay without the same benefit packages. This trade-off requires careful consideration when negotiating salaries, particularly in an environment where agents may seek roles at different firms, including online platforms or traditional agencies. Understanding how to navigate these conversations can significantly enhance an agent's earning potential in Roswell.
More salary data for Roswell, NM:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Roswell. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Roswell is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov