Insurance Agent Hourly Pay in East Brunswick, NJ: $34.97 (2026)
Quick Answer:Hourly pay for a insurance agent working in East Brunswick, NJ runs $34.97 at the median for 2026 — annualizing to $72,726 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against East Brunswick's regional price level (BEA RPP 115.2, 15% above national), each hour of work buys what $30.35 nationally would. A 24-hour part-time schedule grosses $43,636 per year.
Based on BLS state-level estimates · View source
Insurance agents in East Brunswick, NJ, earn a competitive hourly rate of $34.97, which significantly surpasses the national average of $31.02. This elevated pay level positions insurance agents favourably in the local market, especially for part-time workers and those in per-diem roles. For example, individuals working three days a week could expect to earn around $1,119 weekly based on a 24-hour schedule, translating to $58,188 annually if they maintained that regularity throughout the year. In East Brunswick, hourly pay can range from $20.79 for entry-level positions to $54.19 for top earners, enabling substantial earning potential across various employment settings such as independent agencies, captive storefronts, and corporate brokerage floors. These figures reflect hourly earnings projected based on 2025 BLS data.
About the East Brunswick Market
Salary estimated from New Jersey average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $20.79 | $166.34 |
| Lower Range (P25) | $25.85 | $206.79 |
| Median (P50) | $34.97 | $279.72 |
| Upper Range (P75) | $44.76 | $358.04 |
| Top Earners (P90) | $54.19 | $433.55 |
Estimated Annual Income by Work Schedule in East Brunswick
Based on $34.97/hr median hourly rate · 2026 est.
At $34.97/hr, a insurance agent working full-time (40 hr/wk) in East Brunswick, NJ can expect to earn approximately $72,727 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $41,958. With a cost-of-living index of 115.20 (above the national average), these earnings may be offset by higher expenses in East Brunswick.
Hourly Rate Calculator
Schedule Comparison in East Brunswick
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,398.60 | $6,061 | $72,727 |
| Part-Time (24 hrs) | $839.16 | $3,636 | $43,636 |
| Per Diem (16 hrs) | $559.44 | $2,424 | $29,091 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (East Brunswick) | $34.97 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in East Brunswick, NJ earn a median of $72,726 per year (2026 est.), which is 12.72% higher than the national median of $64,522 and 2.20% below the New Jersey state average of $74,362.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $34.97/hr = $43,636/year (purchasing power: $37,879).
Working 40h/week (full-time) = $72,727/year (purchasing power: $63,131).
CoL index: 115.2 (100 = national average).
2019 BLS Actual
$27.60/hr
2025 BLS Actual
$33.75/hr
2026 Current Est.
$34.97/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in East Brunswick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $27.60/hr | Actual |
| 2020 | $28.28/hr | Actual |
| 2021 | $27.01/hr | Actual |
| 2022 | $31.35/hr | Actual |
| 2023 | $32.02/hr | Actual |
| 2024 | $44.44/hr | Actual |
| 2025 | $33.75/hr | Actual |
| 2026(current) | $34.97/hr | Estimated |
| 2027 | $36.22/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in East Brunswick grew 22.3% from $27.60/hr (2019) to $33.75/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $36.22/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the East Brunswick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in East Brunswick
When examining part-time earning potential, insurance agents in East Brunswick who work 24 hours a week can see their annual take-home income vary significantly. While full-time agents may earn a higher total yearly amount, part-time agents can enjoy flexibility and work-life balance, albeit with a reduced total compensation. Per-diem and agency work is less common in this field since most insurance roles operate on a commission basis; however, consultants with expertise, such as risk managers, can command impressive hourly rates ranging from $200 to $400. In addition, the type of employer impacts hourly pay rates, as captive agents typically earn less than those in larger brokerages or independent agencies, where specialization in commercial insurance can lead to higher compensation. Agents at high-profile firms generally benefit from comprehensive health benefits that may affect their willingness to accept lower pay, showing a trade-off between hourly compensation and overall job quality. Negotiating hourly rates can hinge on highlighting expertise like CPCU designations and a strong track record, which is crucial in establishing competitive market value in East Brunswick.
More salary data for East Brunswick, NJ:
Frequently Asked Questions
What is the hourly rate for insurance agents in East Brunswick in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in East Brunswick. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for East Brunswick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov