Insurance Agent Hourly Pay in Las Vegas, NV: $23.64 (2026)
Quick Answer:Hourly pay for a insurance agent working in Las Vegas, NV runs $23.64 at the median for 2026 — annualizing to $49,179 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Las Vegas's regional price level (BEA RPP 100.2, 0% above national), each hour of work buys what $23.59 nationally would. A 24-hour part-time schedule grosses $29,505 per year.
Official BLS data · View source
Las Vegas insurance agents earn a median hourly rate of $23.64, which is notably lower than the national hourly median of $31.02. This disparity means that part-time workers, such as those employed three days a week, will find themselves with a different earning trajectory compared to full-time agents, particularly in the dynamic environment of agent storefronts and independent offices. For per-diem insurance work, which is less common but still relevant in settings like commercial brokers and remote policy quoting, the range spans from $18.91 for entry-level positions to as much as $43.68 for the most experienced professionals. These figures are drawn from the most recent Bureau of Labor Statistics (BLS) data, reinforcing how market conditions in Las Vegas influence the compensation structure for insurance agents.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.91 | $151.26 |
| Lower Range (P25) | $19.83 | $158.63 |
| Median (P50) | $23.64 | $189.13 |
| Upper Range (P75) | $32.78 | $262.23 |
| Top Earners (P90) | $43.68 | $349.42 |
Estimated Annual Income by Work Schedule in Las Vegas
Based on $23.64/hr median hourly rate · 2026 est.
At $23.64/hr, a insurance agent working full-time (40 hr/wk) in Las Vegas, NV can expect to earn approximately $49,174 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $28,370. With a cost-of-living index of 100.22 (above the national average), these earnings may be offset by higher expenses in Las Vegas.
Hourly Rate Calculator
Schedule Comparison in Las Vegas
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $945.66 | $4,098 | $49,174 |
| Part-Time (24 hrs) | $567.40 | $2,459 | $29,505 |
| Per Diem (16 hrs) | $378.26 | $1,639 | $19,670 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Las Vegas) | $23.64 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Las Vegas, NV earn a median of $49,179 per year (2026 est.), which is 23.78% lower than the national median of $64,522 and 22.50% below the Nevada state average of $63,457.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $23.64/hr = $29,505/year (purchasing power: $29,441).
Working 40h/week (full-time) = $49,174/year (purchasing power: $49,069).
CoL index: 100.215 (100 = national average).
2019 BLS Actual
$18.63/hr
2025 BLS Actual
$22.82/hr
2026 Current Est.
$23.64/hr
2019–2027 Growth
+31.5%
Hourly Rate Trajectory for Insurance Agents in Las Vegas (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.63/hr | Actual |
| 2020 | $20.08/hr | Actual |
| 2021 | $23.25/hr | Actual |
| 2022 | $22.36/hr | Actual |
| 2023 | $21.59/hr | Actual |
| 2024 | $21.37/hr | Actual |
| 2025 | $22.82/hr | Actual |
| 2026(current) | $23.64/hr | Estimated |
| 2027 | $24.49/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Las Vegas grew 22.5% from $18.63/hr (2019) to $22.82/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $24.49/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Las Vegas metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Las Vegas
In assessing the part-time earning potential for insurance agents in Las Vegas, those working 24 hours a week can expect to take home significantly less annually than their full-time counterparts. While the majority of insurance compensation is typically commission-based, per-diem roles are particularly rare in this field. However, experts in consulting roles do command higher fees, with rates reaching $200-$600 hourly for specialized services such as risk management or expert witness testimony in coverage disputes. Hourly rates can vary widely depending on whether agents are employed at captive agencies like State Farm or Allstate, independent brokerages that cater to multiple carriers, or large commercial firms that focus on more lucrative accounts. Many agents may opt for lower hourly rates in exchange for health benefits, suggesting a trade-off that impacts their financial choices. Those negotiating an hourly pay rate in Las Vegas should highlight their skills and credentials, such as CPCU or CIC certifications, to advocate for a competitive salary reflective of their expertise in the insurance sector.
More salary data for Las Vegas, NV:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Las Vegas. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov