Insurance Agent Hourly Pay in Great Falls, MT: $30.06 (2026)
Quick Answer:Hourly pay for a insurance agent working in Great Falls, MT runs $30.06 at the median for 2026 — annualizing to $62,523 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Great Falls's regional price level (BEA RPP 96.8, 3% below national), each hour of work buys what $31.04 nationally would. A 24-hour part-time schedule grosses $37,521 per year.
Official BLS data · View source
In Great Falls, Montana, the average insurance agent hourly pay is projected to be $30.06 in 2026, slightly trailing behind the national hourly median of $31.02. This figure translates to meaningful opportunities for part-time professionals who may work three days a week, with earnings significantly benefiting those seeking per-diem work in various settings. The hourly pay range for insurance agents in this city spans from $23.77 for entry-level positions to $56.33 for top earners. Such variability allows agents in Great Falls to find a foothold, whether they're engaged in captive agent storefronts, independent agency offices, or remote policy quoting, making it a flexible option for those in the industry.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.77 | $190.13 |
| Lower Range (P25) | $27.99 | $223.94 |
| Median (P50) | $30.06 | $240.52 |
| Upper Range (P75) | $39.61 | $316.85 |
| Top Earners (P90) | $56.33 | $450.62 |
Estimated Annual Income by Work Schedule in Great Falls
Based on $30.06/hr median hourly rate · 2026 est.
At $30.06/hr, a insurance agent working full-time (40 hr/wk) in Great Falls, MT can expect to earn approximately $62,535 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,078. With a cost-of-living index of 96.84 (below the national average), these earnings stretch further in Great Falls.
Hourly Rate Calculator
Schedule Comparison in Great Falls
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,202.59 | $5,211 | $62,535 |
| Part-Time (24 hrs) | $721.55 | $3,127 | $37,521 |
| Per Diem (16 hrs) | $481.04 | $2,084 | $25,014 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Great Falls) | $30.06 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Great Falls, MT earn a median of $62,523 per year (2026 est.), which is 3.10% lower than the national median of $64,522 and 0.70% above the Montana state average of $62,088.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.06/hr = $37,521/year (purchasing power: $38,743).
Working 40h/week (full-time) = $62,535/year (purchasing power: $64,572).
CoL index: 96.845 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.02/hr
2025 BLS Actual
$29.02/hr
2026 Current Est.
$30.06/hr
2019–2027 Growth
+41.4%
Hourly Rate Trajectory for Insurance Agents in Great Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.02/hr | Actual |
| 2020 | $21.19/hr | Actual |
| 2021 | $22.54/hr | Actual |
| 2022 | $23.65/hr | Actual |
| 2023 | $29.43/hr | Actual |
| 2024 | $29.16/hr | Actual |
| 2025 | $29.02/hr | Actual |
| 2026(current) | $30.06/hr | Estimated |
| 2027 | $31.15/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Great Falls grew 31.8% from $22.02/hr (2019) to $29.02/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.15/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Great Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Great Falls
When considering part-time opportunities, an insurance agent working 24 hours a week could potentially earn around $37,778 annually, markedly less than their full-time counterparts. In Great Falls, per-diem insurance agent pay tends to lean toward commission structures, with most compensation oriented around sales rather than hourly wages. Notably, those with advanced credentials like CPCU may find lucrative consulting roles, billing between $200 to $600 per hour depending on their expertise. Insurance agents in different work settings—captive agents with companies like State Farm and independent brokers—experience varied hourly rates due to commission arrangements and employer-specific models. Agents often face a trade-off between higher hourly wages with little to no benefits and more moderate rates that include health insurance. Negotiating compensation can be advantageous in this fluctuating market, and agents should be well-informed about industry standards and local expectations to secure favorable terms.
More salary data for Great Falls, MT:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Great Falls. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov