Insurance Agent Hourly Pay in St. Peters, MO: $30.68 (2026)
Quick Answer:Hourly pay for a insurance agent working in St. Peters, MO runs $30.68 at the median for 2026 — annualizing to $63,797 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against St. Peters's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $34.24 nationally would. A 24-hour part-time schedule grosses $38,284 per year.
Based on BLS state-level estimates · View source
In St. Peters, Missouri, insurance agents can expect to earn a median hourly rate of $30.68, which is slightly lower than the national hourly median of $31.02. This pay structure allows for various working arrangements; for example, part-time agents working three days a week could earn a substantial income while balancing other commitments. Agents typically work in diverse settings, including captive agency storefronts, independent agency offices, and virtual platforms for policy quoting. The hourly earnings can vary significantly, with those in entry-level positions starting at around $18.41 and top performers potentially earning up to $47.54 per hour, illustrating the diverse income levels available in this profession.
About the St. Peters Market
Salary estimated from Missouri average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.41 | $147.28 |
| Lower Range (P25) | $22.87 | $183.00 |
| Median (P50) | $30.68 | $245.41 |
| Upper Range (P75) | $39.26 | $314.12 |
| Top Earners (P90) | $47.54 | $380.34 |
Estimated Annual Income by Work Schedule in St. Peters
Based on $30.68/hr median hourly rate · 2026 est.
At $30.68/hr, a insurance agent working full-time (40 hr/wk) in St. Peters, MO can expect to earn approximately $63,806 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,811. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in St. Peters.
Hourly Rate Calculator
Schedule Comparison in St. Peters
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,227.04 | $5,317 | $63,806 |
| Part-Time (24 hrs) | $736.22 | $3,190 | $38,284 |
| Per Diem (16 hrs) | $490.82 | $2,127 | $25,522 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (St. Peters) | $30.68 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in St. Peters, MO earn a median of $63,797 per year (2026 est.), which is 1.12% lower than the national median of $64,522 and 1.30% above the Missouri state average of $62,978.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.68/hr = $38,284/year (purchasing power: $42,727).
Working 40h/week (full-time) = $63,806/year (purchasing power: $71,212).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$24.22/hr
2025 BLS Actual
$29.61/hr
2026 Current Est.
$30.68/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in St. Peters (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $24.22/hr | Actual |
| 2020 | $24.81/hr | Actual |
| 2021 | $23.70/hr | Actual |
| 2022 | $27.51/hr | Actual |
| 2023 | $28.09/hr | Actual |
| 2024 | $25.31/hr | Actual |
| 2025 | $29.61/hr | Actual |
| 2026(current) | $30.68/hr | Estimated |
| 2027 | $31.78/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in St. Peters grew 22.3% from $24.22/hr (2019) to $29.61/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.78/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. Peters metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in St. Peters
Part-time insurance agents in St. Peters, working approximately 24 hours a week, could take home around $38,310 annually, providing a flexible alternative to full-time positions. Although per-diem insurance agent pay in St. Peters is generally less common, many agents work on a commission basis, skewing overall compensation averages. Specialist positions, such as risk managers or expert witnesses in coverage disputes, command significantly higher hourly rates, ranging from $200 to $600 per hour, showcasing the potential for lucrative work within the profession. Hourly rates can differ based on the type of employer, with captive agents receiving benefits in exchange for lower pay compared to independent agents or those at commercial brokerages. Professionals should develop negotiation skills and leverage their unique credentials, such as CPCU, to advocate for better compensation based on individual expertise and market demands in St. Peters.
More salary data for St. Peters, MO:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in St. Peters. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for St. Peters is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov