Insurance Agent Hourly Pay in Raymore, MO: $28.02 (2026)
Quick Answer:Hourly pay for a insurance agent working in Raymore, MO runs $28.02 at the median for 2026 — annualizing to $58,298 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Raymore's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $31.28 nationally would. A 24-hour part-time schedule grosses $34,974 per year.
Based on BLS state-level estimates · View source
In Raymore, Missouri, the projected median hourly pay for insurance agents in 2026 is $28.02, which falls short of the national hourly median of $31.02. This hourly wage has significant implications for those considering part-time work, such as agents who may operate three days a week, yielding about $672 weekly, or per-diem roles that provide flexibility for various agency settings, including captive storefronts or independent offices. With an hourly pay range from $18.33 for entry-level positions to $43.44 for more experienced agents, those starting out in the field can expect to see varied financial opportunities as they gain experience, such as client business visits or remote policy quoting. Estimates of hourly rates derive from projected annual salaries, providing a foundational understanding for insurance professionals assessing their earning potential in Raymore.
About the Raymore Market
Salary estimated from Missouri average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.33 | $146.61 |
| Lower Range (P25) | $21.33 | $170.65 |
| Median (P50) | $28.02 | $224.19 |
| Upper Range (P75) | $35.88 | $287.01 |
| Top Earners (P90) | $43.44 | $347.52 |
Estimated Annual Income by Work Schedule in Raymore
Based on $28.02/hr median hourly rate · 2026 est.
At $28.02/hr, a insurance agent working full-time (40 hr/wk) in Raymore, MO can expect to earn approximately $58,290 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,629. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Raymore.
Hourly Rate Calculator
Schedule Comparison in Raymore
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,120.95 | $4,857 | $58,290 |
| Part-Time (24 hrs) | $672.57 | $2,914 | $34,974 |
| Per Diem (16 hrs) | $448.38 | $1,943 | $23,316 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Raymore) | $28.02 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Raymore, MO earn a median of $58,298 per year (2026 est.), which is 9.65% lower than the national median of $64,522 and 7.40% below the Missouri state average of $62,957.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.02/hr = $34,974/year (purchasing power: $39,033).
Working 40h/week (full-time) = $58,290/year (purchasing power: $65,055).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.12/hr
2025 BLS Actual
$27.05/hr
2026 Current Est.
$28.02/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Raymore (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.12/hr | Actual |
| 2020 | $22.66/hr | Actual |
| 2021 | $21.65/hr | Actual |
| 2022 | $25.13/hr | Actual |
| 2023 | $25.66/hr | Actual |
| 2024 | $23.13/hr | Actual |
| 2025 | $27.05/hr | Actual |
| 2026(current) | $28.02/hr | Estimated |
| 2027 | $29.03/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Raymore grew 22.3% from $22.12/hr (2019) to $27.05/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.03/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Raymore metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Raymore
Focusing on the practical aspects, part-time insurance agents who work 24 hours a week could expect to earn around $34,944 annually, a fraction of what full-time agents accumulate. While per-diem insurance agent pay in Raymore is relatively uncommon and tends to lean towards commission-based compensation structures, opportunities do exist for those with niche expertise. For example, consultants can earn significantly more—between $200 and $400 per hour—if they have specialized knowledge or prior credentials such as CPCU. Hourly rates may vary significantly depending on the employer type. Captive agents from major carriers like State Farm may earn slightly less compared to independent agents at multi-carrier brokerages or larger firms that handle commercial insurance. Some agents prioritize benefits over higher hourly pay, making choices based on personal circumstances. When negotiating rates in Raymore, understanding the local market and employer distinctions can provide leverage for securing better compensation.
More salary data for Raymore, MO:
Frequently Asked Questions
What is the hourly rate for insurance agents in Raymore in 2026?
How much do part-time insurance agents make in Raymore?
Are insurance agents in Raymore paid hourly or salary?
How much does a full-time insurance agent make per year in Raymore?
Do insurance agents earn more per hour working part-time in Raymore?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Missouri
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Raymore. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Raymore is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov