Insurance Agent Hourly Pay in Roseville, MN: $32.12 (2026)
Quick Answer:Hourly pay for a insurance agent working in Roseville, MN runs $32.12 at the median for 2026 — annualizing to $66,807 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Roseville's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $32.61 nationally would. A 24-hour part-time schedule grosses $40,081 per year.
Based on BLS state-level estimates · View source
In Roseville, MN, insurance agents earn a median hourly pay of $32.12, surpassing the national median hourly rate of $31.02. This competitive rate offers a favorable income potential for both part-time and per-diem workers in various settings, including independent agencies, captive agent storefronts, and commercial brokerages. For those working three days a week, the hourly compensation translates into a substantial income, especially considering the entry-level range starts at $19.65 and can peak at $49.78 for top earners. It’s essential to recognize that these estimates stem from annual salary data, and the actual hourly pay can greatly influence lifestyle and working hours in this profession.
About the Roseville Market
Salary estimated from Minnesota average ($68,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.65 | $157.22 |
| Lower Range (P25) | $24.18 | $193.44 |
| Median (P50) | $32.12 | $256.93 |
| Upper Range (P75) | $41.11 | $328.87 |
| Top Earners (P90) | $49.78 | $398.24 |
Estimated Annual Income by Work Schedule in Roseville
Based on $32.12/hr median hourly rate · 2026 est.
At $32.12/hr, a insurance agent working full-time (40 hr/wk) in Roseville, MN can expect to earn approximately $66,801 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $38,539. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in Roseville.
Hourly Rate Calculator
Schedule Comparison in Roseville
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,284.64 | $5,567 | $66,801 |
| Part-Time (24 hrs) | $770.78 | $3,340 | $40,081 |
| Per Diem (16 hrs) | $513.86 | $2,227 | $26,721 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Roseville) | $32.12 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Roseville, MN earn a median of $66,807 per year (2026 est.), which is 3.54% higher than the national median of $64,522 and 1.10% below the Minnesota state average of $67,551.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $32.12/hr = $40,081/year (purchasing power: $40,691).
Working 40h/week (full-time) = $66,801/year (purchasing power: $67,819).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$25.36/hr
2025 BLS Actual
$31.00/hr
2026 Current Est.
$32.12/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Roseville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $25.36/hr | Actual |
| 2020 | $25.97/hr | Actual |
| 2021 | $24.81/hr | Actual |
| 2022 | $28.80/hr | Actual |
| 2023 | $29.41/hr | Actual |
| 2024 | $31.85/hr | Actual |
| 2025 | $31.00/hr | Actual |
| 2026(current) | $32.12/hr | Estimated |
| 2027 | $33.27/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Roseville grew 22.3% from $25.36/hr (2019) to $31.00/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $33.27/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roseville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Roseville
Analyzing the earning potential for a part-time insurance agent working 24 hours a week reveals a noteworthy annual income. Such an agent may take home an approximate yearly salary that still allows for a comfortable lifestyle in Roseville despite working less than full-time. Per-diem models are less common for insurance agents, who typically rely on commission-based structures; however, specialized consultants with CPCU credentials can command higher hourly rates ranging from $200 to $400. Employers in Roseville vary significantly, with pay structures differing across captive agencies like State Farm, independent firms, and large commercial brokerages. While some agents choose lower hourly rates for benefits like health insurance, others may prefer flexibility over compensation. Negotiating hourly pay in this market can involve demonstrating expertise and understanding the distinct value of services offered.
More salary data for Roseville, MN:
Frequently Asked Questions
What is the hourly rate for insurance agents in Roseville in 2026?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Roseville. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Roseville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov