Insurance Agent Hourly Pay in Brookline, MA: $36.92 (2026)
Quick Answer:Hourly pay for a insurance agent working in Brookline, MA runs $36.92 at the median for 2026 — annualizing to $76,795 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Brookline's regional price level (BEA RPP 108.5, 9% above national), each hour of work buys what $34.03 nationally would. A 24-hour part-time schedule grosses $46,080 per year.
Based on BLS state-level estimates · View source
In Brookline, Massachusetts, the insurance agent hourly pay stands at a competitive $36.92, significantly higher than the national average of $31.02. This elevated hourly rate reflects the region's robust economic environment and higher cost of living index. For part-time insurance agents working three days a week, this translates to a respectable income, making it a viable option for those balancing other commitments. Per-diem workers, as well, can expect compensation to vary widely based on their agency type. Entry-level rates start at approximately $22.54, with top earners making as much as $57.23 per hour, demonstrating the potential for advancement within this profession.
About the Brookline Market
Salary estimated from Massachusetts average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.54 | $180.35 |
| Lower Range (P25) | $27.82 | $222.53 |
| Median (P50) | $36.92 | $295.38 |
| Upper Range (P75) | $47.26 | $378.10 |
| Top Earners (P90) | $57.23 | $457.83 |
Estimated Annual Income by Work Schedule in Brookline
Based on $36.92/hr median hourly rate · 2026 est.
At $36.92/hr, a insurance agent working full-time (40 hr/wk) in Brookline, MA can expect to earn approximately $76,800 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $44,308. With a cost-of-living index of 108.50 (above the national average), these earnings may be offset by higher expenses in Brookline.
Hourly Rate Calculator
Schedule Comparison in Brookline
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,476.92 | $6,400 | $76,800 |
| Part-Time (24 hrs) | $886.15 | $3,840 | $46,080 |
| Per Diem (16 hrs) | $590.77 | $2,560 | $30,720 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Brookline) | $36.92 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Brookline, MA earn a median of $76,795 per year (2026 est.), which is 19.02% higher than the national median of $64,522 and 3.00% below the Massachusetts state average of $79,170.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $36.92/hr = $46,080/year (purchasing power: $42,470).
Working 40h/week (full-time) = $76,800/year (purchasing power: $70,783).
CoL index: 108.5 (100 = national average).
2019 BLS Actual
$29.15/hr
2025 BLS Actual
$35.64/hr
2026 Current Est.
$36.92/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Brookline (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $29.15/hr | Actual |
| 2020 | $29.86/hr | Actual |
| 2021 | $28.52/hr | Actual |
| 2022 | $33.11/hr | Actual |
| 2023 | $33.81/hr | Actual |
| 2024 | $41.49/hr | Actual |
| 2025 | $35.64/hr | Actual |
| 2026(current) | $36.92/hr | Estimated |
| 2027 | $38.25/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Brookline grew 22.3% from $29.15/hr (2019) to $35.64/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $38.25/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Brookline metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Brookline
Evaluating the potential earnings structure further reveals insights into part-time work dynamics and the realities of various employment models in the insurance sector. A part-time agent averaging 24 hours weekly may bring home around $46,000 annually, while full-time agents can significantly exceed that, maximizing their earning potential. In Brookline, many positions are commission-based, especially at independent agencies or large brokerages, limiting the prevalence of per diem or 1099 work. While some experienced agents may command hourly rates between $200 and $600 for consulting roles, those in traditional agency settings often find themselves accepting lower hourly wages in exchange for benefits like health insurance. Captive agents at larger companies may receive additional perks, while independent contractors often face the trade-off of higher pay but less stability. For those negotiating contracts, understanding the regional market and leveraging credentials such as CPCU can be crucial for maximizing hourly compensation in this evolving industry.
More salary data for Brookline, MA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Brookline. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Brookline is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov