Insurance Agent Hourly Pay in Lewiston, ME: $28.51 (2026)
Quick Answer:Hourly pay for a insurance agent working in Lewiston, ME runs $28.51 at the median for 2026 — annualizing to $59,301 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Lewiston's regional price level (BEA RPP 94.7, 5% below national), each hour of work buys what $30.09 nationally would. A 24-hour part-time schedule grosses $35,581 per year.
Official BLS data · View source
Insurance agents in Lewiston, ME, command a median hourly rate of $28.51, which is notably lower than the national median of $31.02. This discrepancy can impact the earnings of part-time and per-diem workers, who often find themselves working in varied environments including independent agency offices, high-street storefronts, and even virtual platforms. For those working part-time, such as three days a week, the hourly pay would translate into a modest weekly income, while entry-level agents generally start around $24.27, climbing to $40.58 for top earners. The array of environments in which these agents operate allows for flexibility in work patterns, making it feasible for them to engage in multiple roles or coverage consultations while significantly influencing their take-home pay.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $24.27 | $194.19 |
| Lower Range (P25) | $24.34 | $194.69 |
| Median (P50) | $28.51 | $228.09 |
| Upper Range (P75) | $32.11 | $256.85 |
| Top Earners (P90) | $40.58 | $324.64 |
Estimated Annual Income by Work Schedule in Lewiston
Based on $28.51/hr median hourly rate · 2026 est.
At $28.51/hr, a insurance agent working full-time (40 hr/wk) in Lewiston, ME can expect to earn approximately $59,302 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,213. With a cost-of-living index of 94.74 (below the national average), these earnings stretch further in Lewiston.
Hourly Rate Calculator
Schedule Comparison in Lewiston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,140.43 | $4,942 | $59,302 |
| Part-Time (24 hrs) | $684.26 | $2,965 | $35,581 |
| Per Diem (16 hrs) | $456.17 | $1,977 | $23,721 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Lewiston) | $28.51 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Lewiston, ME earn a median of $59,301 per year (2026 est.), which is 8.09% lower than the national median of $64,522 and 7.70% below the Maine state average of $64,248.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.51/hr = $35,581/year (purchasing power: $37,558).
Working 40h/week (full-time) = $59,302/year (purchasing power: $62,597).
CoL index: 94.736 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.92/hr
2025 BLS Actual
$27.52/hr
2026 Current Est.
$28.51/hr
2019–2027 Growth
+28.9%
Hourly Rate Trajectory for Insurance Agents in Lewiston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.92/hr | Actual |
| 2020 | $21.68/hr | Actual |
| 2021 | $23.40/hr | Actual |
| 2022 | $25.29/hr | Actual |
| 2023 | $26.84/hr | Actual |
| 2024 | $23.49/hr | Actual |
| 2025 | $27.52/hr | Actual |
| 2026(current) | $28.51/hr | Estimated |
| 2027 | $29.54/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Lewiston grew 20.1% from $22.92/hr (2019) to $27.52/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.54/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lewiston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Lewiston
When evaluating the financial realities of insurance agents in Lewiston, part-time professionals working 24 hours per week stand to make a total of approximately $35,509 annually, which highlights the distinct earning potential across different employment types. Most insurance compensation hinges on commissions, making per-diem or 1099 work less common. In contrast, specialized roles such as consulting risk managers can command fees ranging from $200 to $400 per hour, attracting former brokers with CPCU credentials. The hourly rates can significantly differ based on the employer type; agents in large commercial firms like Aon and Marsh often earn more compared to those in single-carrier setups, where the benefit-strategy trade-off can factor into an agent's decision to accept lower pay for health insurance and retirement benefits. Practical negotiation tips specific to Lewiston agents include showcasing industry credentials like CPCU or CLU, understanding the market dynamics, and emphasizing their skills during conversations with prospective employers.
More salary data for Lewiston, ME:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Lewiston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov