Insurance Agent Hourly Pay in Lawrence, KS: $29.94 (2026)
Quick Answer:Hourly pay for a insurance agent working in Lawrence, KS runs $29.94 at the median for 2026 — annualizing to $62,284 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Lawrence's regional price level (BEA RPP 90.2, 10% below national), each hour of work buys what $33.18 nationally would. A 24-hour part-time schedule grosses $37,366 per year.
Official BLS data · View source
In Lawrence, Kansas, the projected insurance agent hourly pay is set at $29.94, which positions it slightly below the national median of $31.02. This rate offers significant earning potential for part-time and per-diem agents in various settings, such as independent agency offices and commercial brokerage environments, where flexibility can be advantageous. For those working three days a week, with an approximate schedule of 24 hours, earnings can accumulate considerably over time. The hourly compensation ranges from entry-level pay of $19.20 for those just starting to the potential of $68.39 for top performers, highlighting the varied earning trajectories within this profession based on experience and agency type. These figures are drawn from official Bureau of Labor Statistics (BLS) projections based on 2025 data.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.20 | $153.58 |
| Lower Range (P25) | $23.31 | $186.48 |
| Median (P50) | $29.94 | $239.52 |
| Upper Range (P75) | $39.02 | $312.13 |
| Top Earners (P90) | $68.39 | $547.09 |
Estimated Annual Income by Work Schedule in Lawrence
Based on $29.94/hr median hourly rate · 2026 est.
At $29.94/hr, a insurance agent working full-time (40 hr/wk) in Lawrence, KS can expect to earn approximately $62,276 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,928. With a cost-of-living index of 90.24 (below the national average), these earnings stretch further in Lawrence.
Hourly Rate Calculator
Schedule Comparison in Lawrence
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,197.62 | $5,190 | $62,276 |
| Part-Time (24 hrs) | $718.57 | $3,114 | $37,366 |
| Per Diem (16 hrs) | $479.05 | $2,076 | $24,910 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Lawrence) | $29.94 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Lawrence, KS earn a median of $62,284 per year (2026 est.), which is 3.47% lower than the national median of $64,522 and 6.20% above the Kansas state average of $58,648.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.94/hr = $37,366/year (purchasing power: $41,406).
Working 40h/week (full-time) = $62,276/year (purchasing power: $69,009).
CoL index: 90.243 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.29/hr
2025 BLS Actual
$28.90/hr
2026 Current Est.
$29.94/hr
2019–2027 Growth
+60.8%
Hourly Rate Trajectory for Insurance Agents in Lawrence (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.29/hr | Actual |
| 2020 | $19.96/hr | Actual |
| 2021 | $28.39/hr | Actual |
| 2022 | $23.71/hr | Actual |
| 2023 | $27.99/hr | Actual |
| 2024 | $30.02/hr | Actual |
| 2025 | $28.90/hr | Actual |
| 2026(current) | $29.94/hr | Estimated |
| 2027 | $31.02/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Lawrence grew 49.8% from $19.29/hr (2019) to $28.90/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.02/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lawrence metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Lawrence
Focusing on part-time roles, a 3-day work schedule nets around $46,854 annually, contrasting sharply with full-time earnings, which would reach significantly higher figures. While per diem opportunities are less common in insurance—typically revolving around commissions for most agents—some agents may transition into consulting roles that can command significantly higher rates, such as former CPCU-credentialed brokers charging $200-$400 per hour. The type of employer also influences hourly rates significantly; captive agents often face stricter commission models compared to independent agents or large brokerages, which can provide more lucrative opportunities. Those agents seeking benefits may accept lower hourly rates in exchange for health insurance and retirement plans, a trade-off that should factor into negotiations. For professionals in Lawrence, KS, understanding these distinctions can lead to more effective discussions regarding what compensation best meets their individual needs and career ambitions.
More salary data for Lawrence, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Lawrence. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov