Insurance Agent Hourly Pay in Derby, KS: $27.81 (2026)
Quick Answer:Hourly pay for a insurance agent working in Derby, KS runs $27.81 at the median for 2026 — annualizing to $57,836 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Derby's regional price level (BEA RPP 90.9, 9% below national), each hour of work buys what $30.59 nationally would. A 24-hour part-time schedule grosses $34,702 per year.
Based on BLS state-level estimates · View source
In Derby, Kansas, the estimated insurance agent hourly pay is set at $27.81, reflecting a notable difference when compared to the national median hourly rate of $31.02. For part-time agents, working around three days a week could bring home a significant hourly income, particularly in environments such as independent agency offices and commercial brokerage floors. This hourly rate provides a flexible earning potential ranging from $16.90 for entry-level positions to $43.10 for top earners catering to more complex insurance needs. Notably, these figures are estimated from annual salary data, giving prospective agents an understanding of what they might expect as they pursue their careers in the insurance industry across Derby.
About the Derby Market
Salary estimated from Kansas average ($58,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.90 | $135.18 |
| Lower Range (P25) | $20.82 | $166.59 |
| Median (P50) | $27.81 | $222.45 |
| Upper Range (P75) | $35.59 | $284.69 |
| Top Earners (P90) | $43.10 | $344.78 |
Estimated Annual Income by Work Schedule in Derby
Based on $27.81/hr median hourly rate · 2026 est.
At $27.81/hr, a insurance agent working full-time (40 hr/wk) in Derby, KS can expect to earn approximately $57,837 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,367. With a cost-of-living index of 90.90 (below the national average), these earnings stretch further in Derby.
Hourly Rate Calculator
Schedule Comparison in Derby
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,112.25 | $4,820 | $57,837 |
| Part-Time (24 hrs) | $667.35 | $2,892 | $34,702 |
| Per Diem (16 hrs) | $444.90 | $1,928 | $23,135 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Derby) | $27.81 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Derby, KS earn a median of $57,836 per year (2026 est.), which is 10.36% lower than the national median of $64,522 and 1.40% below the Kansas state average of $58,657.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $27.81/hr = $34,702/year (purchasing power: $38,176).
Working 40h/week (full-time) = $57,837/year (purchasing power: $63,627).
CoL index: 90.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$21.95/hr
2025 BLS Actual
$26.84/hr
2026 Current Est.
$27.81/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Derby (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.95/hr | Actual |
| 2020 | $22.49/hr | Actual |
| 2021 | $21.48/hr | Actual |
| 2022 | $24.94/hr | Actual |
| 2023 | $25.46/hr | Actual |
| 2024 | $24.99/hr | Actual |
| 2025 | $26.84/hr | Actual |
| 2026(current) | $27.81/hr | Estimated |
| 2027 | $28.81/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Derby grew 22.3% from $21.95/hr (2019) to $26.84/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $28.81/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Derby metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Derby
For insurance professionals working part-time in Derby, those committing to a typical three-day workweek of 24 hours may earn around $35,000 annually, which highlights the viability of insurance as a part-time career alternative. However, the conventional agency role predominantly operates on a commission model, which can occasionally sideline per diem opportunities, making the per diem insurance agent pay in Derby less common. Types of employers profoundly influence earnings; agents in large brokerage firms may earn more than those in independent agencies or single-carrier models like State Farm or Allstate. Captive agents often trade off a lower pay scale for benefits, while independent agents can negotiate higher hourly rates without the same benefit structure. Effective negotiation tactics in Derby can greatly enhance compensation, especially for those with a CPCU or similar credential that distinguishes their expertise from the competition.
More salary data for Derby, KS:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Derby. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Derby is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov