Insurance Agent Hourly Pay in Johnston, IA: $28.68 (2026)
Quick Answer:Hourly pay for a insurance agent working in Johnston, IA runs $28.68 at the median for 2026 — annualizing to $59,656 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Johnston's regional price level (BEA RPP 90.4, 10% below national), each hour of work buys what $31.72 nationally would. A 24-hour part-time schedule grosses $35,788 per year.
Based on BLS state-level estimates · View source
In Johnston, IA, insurance agents can expect a median hourly rate of $28.68, which falls below the national median of $31.02. This disparity suggests that those considering part-time roles, such as working three days a week, must evaluate their expected income against the cost of living in the region. Typical settings for insurance agents include captive storefronts, independent agencies, and remote consultations, where hourly rates can vary significantly. Entry-level positions in Johnston might start at around $19.00, while established agents can earn up to $44.45 per hour. Understanding these hourly wage dynamics is crucial for both current and aspiring insurance professionals as they weigh opportunities in this evolving job market.
About the Johnston Market
Salary estimated from Iowa average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.00 | $152.00 |
| Lower Range (P25) | $22.56 | $180.51 |
| Median (P50) | $28.68 | $229.41 |
| Upper Range (P75) | $36.72 | $293.73 |
| Top Earners (P90) | $44.45 | $355.64 |
Estimated Annual Income by Work Schedule in Johnston
Based on $28.68/hr median hourly rate · 2026 est.
At $28.68/hr, a insurance agent working full-time (40 hr/wk) in Johnston, IA can expect to earn approximately $59,647 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,412. With a cost-of-living index of 90.40 (below the national average), these earnings stretch further in Johnston.
Hourly Rate Calculator
Schedule Comparison in Johnston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,147.06 | $4,971 | $59,647 |
| Part-Time (24 hrs) | $688.24 | $2,982 | $35,788 |
| Per Diem (16 hrs) | $458.82 | $1,988 | $23,859 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Johnston) | $28.68 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Johnston, IA earn a median of $59,656 per year (2026 est.), which is 7.54% lower than the national median of $64,522 and 7.20% below the Iowa state average of $64,284.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.68/hr = $35,788/year (purchasing power: $39,589).
Working 40h/week (full-time) = $59,647/year (purchasing power: $65,981).
CoL index: 90.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.64/hr
2025 BLS Actual
$27.68/hr
2026 Current Est.
$28.68/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Johnston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.64/hr | Actual |
| 2020 | $23.19/hr | Actual |
| 2021 | $22.15/hr | Actual |
| 2022 | $25.72/hr | Actual |
| 2023 | $26.26/hr | Actual |
| 2024 | $25.01/hr | Actual |
| 2025 | $27.68/hr | Actual |
| 2026(current) | $28.68/hr | Estimated |
| 2027 | $29.71/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Johnston grew 22.3% from $22.64/hr (2019) to $27.68/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.71/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Johnston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Johnston
For part-time insurance agents in Johnston, working a 24-hour week could yield roughly $36,000 annually, which contrasts markedly with full-time positions that provide greater financial stability. Although per-diem work is less common, some independent contractors in the industry may seek such roles but often face a commission-based income structure that makes hourly earnings fluctuate. In large firms like Aon or Marsh, agents may find better hourly compensation but lack benefits like health insurance, which captives may offer despite lower pay. Many insurance agents must navigate the balance of immediate pay versus long-term benefits when choosing their work environment. For those negotiating rates, it’s critical to clearly communicate their specialized skills and understand the economic landscape of different employer types in Johnston, as the compensation can significantly vary between small agencies and large brokerages.
More salary data for Johnston, IA:
Frequently Asked Questions
What is the hourly rate for insurance agents in Johnston in 2026?
How much do part-time insurance agents make in Johnston?
Are insurance agents in Johnston paid hourly or salary?
How much does a full-time insurance agent make per year in Johnston?
Do insurance agents earn more per hour working part-time in Johnston?
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Career Resources
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Johnston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Johnston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov