Insurance Agent Hourly Pay in Bettendorf, IA: $29.53 (2026)
Quick Answer:Hourly pay for a insurance agent working in Bettendorf, IA runs $29.53 at the median for 2026 — annualizing to $61,405 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Bettendorf's regional price level (BEA RPP 90.4, 10% below national), each hour of work buys what $32.66 nationally would. A 24-hour part-time schedule grosses $36,848 per year.
Based on BLS state-level estimates · View source
In Bettendorf, Iowa, the insurance agent hourly pay is projected to reach a median of $29.53 in 2026. This is slightly below the national hourly median of $31.02, indicating a competitive but challenging market for local agents. For those considering part-time opportunities—such as working three days a week—one can expect to earn a solid income, working roughly 24 hours per week. The hourly rate for insurance agents in this area varies, ranging from approximately $18.83 for entry-level positions to $45.76 for those at the top of the scale. Most of these estimates derive from 2026 projections based on 2025 BLS data, reflecting the broader trends in insurance compensation structures that often hinge on commission-based earnings, especially in environments such as independent agencies, commercial brokerages, or even direct online platforms.
About the Bettendorf Market
Salary estimated from Iowa average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.83 | $150.68 |
| Lower Range (P25) | $22.77 | $182.17 |
| Median (P50) | $29.53 | $236.21 |
| Upper Range (P75) | $37.78 | $302.26 |
| Top Earners (P90) | $45.76 | $366.08 |
Estimated Annual Income by Work Schedule in Bettendorf
Based on $29.53/hr median hourly rate · 2026 est.
At $29.53/hr, a insurance agent working full-time (40 hr/wk) in Bettendorf, IA can expect to earn approximately $61,414 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,431. With a cost-of-living index of 90.40 (below the national average), these earnings stretch further in Bettendorf.
Hourly Rate Calculator
Schedule Comparison in Bettendorf
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,181.04 | $5,118 | $61,414 |
| Part-Time (24 hrs) | $708.62 | $3,071 | $36,848 |
| Per Diem (16 hrs) | $472.42 | $2,047 | $24,566 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Bettendorf) | $29.53 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Bettendorf, IA earn a median of $61,405 per year (2026 est.), which is 4.83% lower than the national median of $64,522 and 4.50% below the Iowa state average of $64,298.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.53/hr = $36,848/year (purchasing power: $40,762).
Working 40h/week (full-time) = $61,414/year (purchasing power: $67,936).
CoL index: 90.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.31/hr
2025 BLS Actual
$28.50/hr
2026 Current Est.
$29.53/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Bettendorf (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.31/hr | Actual |
| 2020 | $23.88/hr | Actual |
| 2021 | $22.81/hr | Actual |
| 2022 | $26.48/hr | Actual |
| 2023 | $27.04/hr | Actual |
| 2024 | $25.74/hr | Actual |
| 2025 | $28.50/hr | Actual |
| 2026(current) | $29.53/hr | Estimated |
| 2027 | $30.59/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Bettendorf grew 22.3% from $23.31/hr (2019) to $28.50/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.59/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Bettendorf metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Bettendorf
Exploring the financial landscape for part-time insurance agents reveals interesting dynamics. A 24-hour workweek could translate into an annual income of around $36,000, significantly less than full-time counterparts but still a viable option for many seeking flexible work arrangements. The per diem option for insurance agents in Bettendorf is relatively uncommon, as most compensation structures focus on commissions tied to sales. However, those with significant expertise, such as risk managers, can command high hourly rates ranging from $200 to $400 for consulting sessions. Differences in pay are notable across employer types; captive agents at companies like State Farm may earn different wages compared to those in large brokerages like Aon or in independent agencies. Some agents may accept lower hourly rates in exchange for benefits such as health insurance, making it essential to consider the trade-offs. To enhance earning potential, agents should focus on effective negotiation strategies and leverage their experience, especially if they hold credentials like CPCU or CIC, which can signify expertise and justify higher rates.
More salary data for Bettendorf, IA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Bettendorf. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Bettendorf is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov