Insurance Agent Hourly Pay in Fort Wayne, IN: $24.51 (2026)
Quick Answer:Hourly pay for a insurance agent working in Fort Wayne, IN runs $24.51 at the median for 2026 — annualizing to $50,982 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Fort Wayne's regional price level (BEA RPP 92.6, 7% below national), each hour of work buys what $26.48 nationally would. A 24-hour part-time schedule grosses $30,591 per year.
Official BLS data · View source
In Fort Wayne, Indiana, the insurance agent hourly pay stands at a median of $24.51. This figure is significantly below the national hourly median of $31.02, indicating a unique economic landscape for insurance professionals in the region. For those seeking part-time roles, such as a 3-day work week, this equates to an annual income of approximately $38,400, which is a feasible option for individuals balancing other commitments. The hourly wage range reflects entry-level positions starting around $23.57 and can reach up to $61.05 for top earners, showcasing the potential for significant earnings depending on experience and expertise. Settings for this profession vary widely, from traditional captive agent storefronts to independent agencies and remote policy quoting, impacting the daily work environment and client interactions.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $23.57 | $188.55 |
| Lower Range (P25) | $24.51 | $196.09 |
| Median (P50) | $24.51 | $196.09 |
| Upper Range (P75) | $37.90 | $303.18 |
| Top Earners (P90) | $61.05 | $488.41 |
Estimated Annual Income by Work Schedule in Fort Wayne
Based on $24.51/hr median hourly rate · 2026 est.
At $24.51/hr, a insurance agent working full-time (40 hr/wk) in Fort Wayne, IN can expect to earn approximately $50,984 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,414. With a cost-of-living index of 92.57 (below the national average), these earnings stretch further in Fort Wayne.
Hourly Rate Calculator
Schedule Comparison in Fort Wayne
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $980.47 | $4,249 | $50,984 |
| Part-Time (24 hrs) | $588.28 | $2,549 | $30,591 |
| Per Diem (16 hrs) | $392.19 | $1,699 | $20,394 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Fort Wayne) | $24.51 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Fort Wayne, IN earn a median of $50,982 per year (2026 est.), which is 20.99% lower than the national median of $64,522 and 15.90% below the Indiana state average of $60,620.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.51/hr = $30,591/year (purchasing power: $33,045).
Working 40h/week (full-time) = $50,984/year (purchasing power: $55,075).
CoL index: 92.572 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$30.77/hr
2025 BLS Actual
$23.66/hr
2026 Current Est.
$24.51/hr
2019–2027 Growth
+-17.5%
Hourly Rate Trajectory for Insurance Agents in Fort Wayne (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $30.77/hr | Actual |
| 2020 | $32.61/hr | Actual |
| 2021 | $36.39/hr | Actual |
| 2022 | $30.60/hr | Actual |
| 2023 | $30.67/hr | Actual |
| 2024 | $28.90/hr | Actual |
| 2025 | $23.66/hr | Actual |
| 2026(current) | $24.51/hr | Estimated |
| 2027 | $25.39/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Fort Wayne grew -23.1% from $30.77/hr (2019) to $23.66/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.39/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fort Wayne metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Fort Wayne
When considering the practical realities for part-time insurance agents in Fort Wayne, a 24-hour work week yields a reasonable annual take-home income. However, many agents find that traditional per-diem arrangements are not as prevalent in this profession, which often leans towards commission-based compensation structures. Especially for those with high-level credentials, such as CPCU or CIC, consulting opportunities exist where per diem insurance agent pay in Fort Wayne can be lucrative, with rates between $200 to $600 for specialized expertise. Hourly rates may vary depending on the type of employer, such as captive agents tied to a single carrier or independent brokers that represent multiple companies. The trade-off often appears when comparing lower hourly rates with benefits from larger firms versus potentially higher pay in commission-heavy roles without health coverage. Strategies for negotiating better hourly compensation include showcasing specific skills and credentials that enhance value in competitive environments like Fort Wayne, where the insurance market is evolving, particularly among large brokerages and specialty lines.
More salary data for Fort Wayne, IN:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Fort Wayne. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov