Insurance Agent Hourly Pay in Gurnee, IL: $28.93 (2026)
Quick Answer:Hourly pay for a insurance agent working in Gurnee, IL runs $28.93 at the median for 2026 — annualizing to $60,170 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Gurnee's regional price level (BEA RPP 97.1, 3% below national), each hour of work buys what $29.79 nationally would. A 24-hour part-time schedule grosses $36,099 per year.
Based on BLS state-level estimates · View source
In Gurnee, Illinois, the projected median insurance agent hourly pay for 2026 stands at $28.93, which is considerably lower than the national median of $31.02. This rate reflects the compensation landscape that many insurance professionals face in the region, influencing those who are part-time or considering per diem roles. Working part-time for three days a week could yield around 24 hours, translating to roughly $36,064 annually if sustained consistently. Individuals in Gurnee can expect to earn between $17.55 and $44.84 per hour, spanning from entry-level positions to the highest earners in the field. Such hourly rates are determined from annual estimates, which take into account various settings like independent agencies, captive agent offices, or remote policy quoting scenarios that have become commonplace.
About the Gurnee Market
Salary estimated from Illinois average ($68,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.55 | $140.40 |
| Lower Range (P25) | $21.64 | $173.14 |
| Median (P50) | $28.93 | $231.40 |
| Upper Range (P75) | $37.03 | $296.21 |
| Top Earners (P90) | $44.84 | $358.70 |
Estimated Annual Income by Work Schedule in Gurnee
Based on $28.93/hr median hourly rate · 2026 est.
At $28.93/hr, a insurance agent working full-time (40 hr/wk) in Gurnee, IL can expect to earn approximately $60,164 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $34,710. With a cost-of-living index of 97.10 (below the national average), these earnings stretch further in Gurnee.
Hourly Rate Calculator
Schedule Comparison in Gurnee
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,157.00 | $5,014 | $60,164 |
| Part-Time (24 hrs) | $694.20 | $3,008 | $36,099 |
| Per Diem (16 hrs) | $462.80 | $2,005 | $24,066 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Gurnee) | $28.93 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Gurnee, IL earn a median of $60,170 per year (2026 est.), which is 6.74% lower than the national median of $64,522 and 1.50% below the Illinois state average of $61,086.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.93/hr = $36,099/year (purchasing power: $37,177).
Working 40h/week (full-time) = $60,164/year (purchasing power: $61,961).
CoL index: 97.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.84/hr
2025 BLS Actual
$27.92/hr
2026 Current Est.
$28.93/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Gurnee (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.84/hr | Actual |
| 2020 | $23.39/hr | Actual |
| 2021 | $22.34/hr | Actual |
| 2022 | $25.94/hr | Actual |
| 2023 | $26.49/hr | Actual |
| 2024 | $31.28/hr | Actual |
| 2025 | $27.92/hr | Actual |
| 2026(current) | $28.93/hr | Estimated |
| 2027 | $29.97/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Gurnee grew 22.3% from $22.84/hr (2019) to $27.92/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.97/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gurnee metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Gurnee
For those potentially opting for part-time work, income varies significantly compared to full-time positions. A per diem insurance agent pay in Gurnee typically remains less common, as many agents operate on a commission basis. This structure can result in financial volatility, but it also allows seasoned professionals, like risk management consultants, to command much higher hourly rates—between $200 and $400. Different employer types further influence hourly earnings; captive agents often earn less but receive benefits, while larger brokerages might offer higher pay without them. To negotiate effectively, hourly workers in Gurnee should consider their value based on licenses and credentials, like CPCU, along with industry shifts toward independent and commercial lines, which generally offer superior compensation. A calculated approach to discussions about pay can lead to a better understanding of the trade-offs between compensation and benefits in the insurance sector.
More salary data for Gurnee, IL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Gurnee. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Gurnee is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov