Insurance Agent Hourly Pay in Belleville, IL: $28.00 (2026)
Quick Answer:Hourly pay for a insurance agent working in Belleville, IL runs $28.00 at the median for 2026 — annualizing to $58,237 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Belleville's regional price level (BEA RPP 97.1, 3% below national), each hour of work buys what $28.84 nationally would. A 24-hour part-time schedule grosses $34,948 per year.
Based on BLS state-level estimates · View source
In Belleville, Illinois, the insurance agent hourly pay is projected to be $28.00 in 2026, which is somewhat lower than the national median of $31.02. This difference can affect the earning capacity of part-time agents who work three days a week, primarily in settings like independent agency offices and captive agent storefronts. For those embedded in these environments, hourly rates ranging from $17.79 at entry-level to approximately $43.40 for seasoned professionals can impact financial decisions. For per-diem workers, mainly operating in various capacities—such as client business visits or remote policy quoting—the hourly dynamics reveal opportunities for flexible engagement, but they also often require navigating pay structures that differ significantly from traditional employment models.
About the Belleville Market
Salary estimated from Illinois average ($68,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.79 | $142.30 |
| Lower Range (P25) | $21.54 | $172.31 |
| Median (P50) | $28.00 | $224.02 |
| Upper Range (P75) | $35.84 | $286.68 |
| Top Earners (P90) | $43.40 | $347.18 |
Estimated Annual Income by Work Schedule in Belleville
Based on $28.00/hr median hourly rate · 2026 est.
At $28.00/hr, a insurance agent working full-time (40 hr/wk) in Belleville, IL can expect to earn approximately $58,246 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,604. With a cost-of-living index of 97.10 (below the national average), these earnings stretch further in Belleville.
Hourly Rate Calculator
Schedule Comparison in Belleville
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,120.12 | $4,854 | $58,246 |
| Part-Time (24 hrs) | $672.07 | $2,912 | $34,948 |
| Per Diem (16 hrs) | $448.05 | $1,942 | $23,299 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Belleville) | $28.00 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Belleville, IL earn a median of $58,237 per year (2026 est.), which is 9.74% lower than the national median of $64,522 and 4.60% below the Illinois state average of $61,045.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.00/hr = $34,948/year (purchasing power: $35,992).
Working 40h/week (full-time) = $58,246/year (purchasing power: $59,986).
CoL index: 97.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$22.11/hr
2025 BLS Actual
$27.03/hr
2026 Current Est.
$28.00/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Belleville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $22.11/hr | Actual |
| 2020 | $22.65/hr | Actual |
| 2021 | $21.63/hr | Actual |
| 2022 | $25.11/hr | Actual |
| 2023 | $25.64/hr | Actual |
| 2024 | $30.28/hr | Actual |
| 2025 | $27.03/hr | Actual |
| 2026(current) | $28.00/hr | Estimated |
| 2027 | $29.01/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Belleville grew 22.3% from $22.11/hr (2019) to $27.03/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.01/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Belleville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Belleville
Looking at the broader picture, part-time insurance agents in Belleville could anticipate annual earnings that reflect a significantly reduced income compared to full-time peers. For instance, if a part-time agent logs about 24 hours per week, their income comes to a more modest figure compared to full-time agents, emphasizing the trade-off between hours worked and benefits received. In Belleville, the environment for per diem insurance agent pay differs; most compensation is commission-based, unlike higher hourly rates seen among expert consultants who can command $200-$600 per hour based on their credentials, such as CPCU or CIC. Employment with various types of agencies influences hourly pay, where insured agents at large brokerages might negotiate for slightly higher pay but often sacrifice benefits. It’s crucial for aspiring agents to understand their worth and approach hourly negotiations with an awareness of local pay trends while considering health benefits versus immediate hourly compensation.
More salary data for Belleville, IL:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Belleville. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Belleville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov