Insurance Agent Hourly Pay in Lewiston, ID: $28.01 (2026)
Quick Answer:Hourly pay for a insurance agent working in Lewiston, ID runs $28.01 at the median for 2026 — annualizing to $58,265 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Lewiston's regional price level (BEA RPP 91.2, 9% below national), each hour of work buys what $30.73 nationally would. A 24-hour part-time schedule grosses $34,961 per year.
Official BLS data · View source
Insurance agents in Lewiston, Idaho earn a median hourly pay of $28.01, which is notably lower than the national median of $31.02. For those considering part-time work, such as a schedule of three days a week, this rate translates into a reliable income, especially in local settings like independent agency offices or commercial brokerages. With an hourly range extending from $19.25 for entry-level positions up to $54.01 for top earners, insurance agents in Lewiston can find opportunities across various environments including remote policy quoting and client visits. This official data from 2025 BLS, projected to 2026, provides a solid framework for understanding the earning potential in this field, as numerous agents navigate opportunities in both personal and commercial lines.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.25 | $153.99 |
| Lower Range (P25) | $21.47 | $171.73 |
| Median (P50) | $28.01 | $224.11 |
| Upper Range (P75) | $39.47 | $315.77 |
| Top Earners (P90) | $54.01 | $432.05 |
Estimated Annual Income by Work Schedule in Lewiston
Based on $28.01/hr median hourly rate · 2026 est.
At $28.01/hr, a insurance agent working full-time (40 hr/wk) in Lewiston, ID can expect to earn approximately $58,268 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $33,616. With a cost-of-living index of 91.16 (below the national average), these earnings stretch further in Lewiston.
Hourly Rate Calculator
Schedule Comparison in Lewiston
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,120.54 | $4,856 | $58,268 |
| Part-Time (24 hrs) | $672.32 | $2,913 | $34,961 |
| Per Diem (16 hrs) | $448.22 | $1,942 | $23,307 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Lewiston) | $28.01 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Lewiston, ID earn a median of $58,265 per year (2026 est.), which is 9.70% lower than the national median of $64,522 and 4.60% below the Idaho state average of $61,074.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $28.01/hr = $34,961/year (purchasing power: $38,351).
Working 40h/week (full-time) = $58,268/year (purchasing power: $63,918).
CoL index: 91.16 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.22/hr
2025 BLS Actual
$27.04/hr
2026 Current Est.
$28.01/hr
2019–2027 Growth
+59.3%
Hourly Rate Trajectory for Insurance Agents in Lewiston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.22/hr | Actual |
| 2020 | $19.14/hr | Actual |
| 2021 | $23.06/hr | Actual |
| 2022 | $28.49/hr | Actual |
| 2023 | $26.07/hr | Actual |
| 2024 | $22.31/hr | Actual |
| 2025 | $27.04/hr | Actual |
| 2026(current) | $28.01/hr | Estimated |
| 2027 | $29.02/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Lewiston grew 48.4% from $18.22/hr (2019) to $27.04/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $29.02/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Lewiston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Lewiston
Analyzing the potential for part-time work reveals interesting financial dynamics. An insurance agent working 24 hours per week could see an annual income that significantly differs from full-time employment. In reality, many agents work on a commission basis, making per diem insurance agent pay in Lewiston less common. While some professionals, like consulting risk managers or expert witnesses, can command $200 to $600 per hour, traditional insurance agents may not have a similar structure, particularly in roles within captive companies like State Farm and Allstate. The compensation landscape also varies with employer type, from independent agencies to large brokerages, which offer differing levels of pay and benefits. Often, those in positions with lower hourly rates, especially within captive models, may trade off higher hourly earnings for comprehensive health benefits. For agents negotiating their value, understanding the local market and focusing on areas like specialty lines can provide leverage in their discussions.
More salary data for Lewiston, ID:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Lewiston. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov