Insurance Agent Hourly Pay in Sandy Springs, GA: $38.59 (2026)
Quick Answer:Hourly pay for a insurance agent working in Sandy Springs, GA runs $38.59 at the median for 2026 — annualizing to $80,265 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Sandy Springs's regional price level (BEA RPP 93.1, 7% below national), each hour of work buys what $41.45 nationally would. A 24-hour part-time schedule grosses $48,162 per year.
Based on BLS state-level estimates · View source
With a median hourly rate of $38.59, insurance agents in Sandy Springs, GA, enjoy a substantial wage when compared to the national median of $31.02. This higher rate reflects the competitiveness of the local market, allowing for better earnings potential for agents who may choose to work part-time, such as three days a week, or per diem. For those in varied work settings—ranging from captive agent storefronts and independent agency offices to corporate brokerages and virtual environments—these hourly figures facilitate flexible earning situations. Entry-level agents can expect to earn around $22.45 per hour, while top earners can command as much as $59.81, contributing to a diverse and dynamic professional landscape in the insurance industry.
About the Sandy Springs Market
Salary estimated from Georgia average ($60,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $22.45 | $179.60 |
| Lower Range (P25) | $28.32 | $226.59 |
| Median (P50) | $38.59 | $308.73 |
| Upper Range (P75) | $49.40 | $395.17 |
| Top Earners (P90) | $59.81 | $478.47 |
Estimated Annual Income by Work Schedule in Sandy Springs
Based on $38.59/hr median hourly rate · 2026 est.
At $38.59/hr, a insurance agent working full-time (40 hr/wk) in Sandy Springs, GA can expect to earn approximately $80,269 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $46,309. With a cost-of-living index of 93.10 (below the national average), these earnings stretch further in Sandy Springs.
Hourly Rate Calculator
Schedule Comparison in Sandy Springs
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,543.64 | $6,689 | $80,269 |
| Part-Time (24 hrs) | $926.18 | $4,013 | $48,162 |
| Per Diem (16 hrs) | $617.46 | $2,676 | $32,108 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Sandy Springs) | $38.59 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Sandy Springs, GA earn a median of $80,265 per year (2026 est.), which is 24.40% higher than the national median of $64,522 and 44.10% above the Georgia state average of $55,701.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $38.59/hr = $48,162/year (purchasing power: $51,731).
Working 40h/week (full-time) = $80,269/year (purchasing power: $86,218).
CoL index: 93.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$30.47/hr
2025 BLS Actual
$37.25/hr
2026 Current Est.
$38.59/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Sandy Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $30.47/hr | Actual |
| 2020 | $31.21/hr | Actual |
| 2021 | $29.81/hr | Actual |
| 2022 | $34.61/hr | Actual |
| 2023 | $35.34/hr | Actual |
| 2024 | $27.65/hr | Actual |
| 2025 | $37.25/hr | Actual |
| 2026(current) | $38.59/hr | Estimated |
| 2027 | $39.98/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Sandy Springs grew 22.3% from $30.47/hr (2019) to $37.25/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $39.98/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sandy Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Sandy Springs
Assessing the earning potential for part-time agents reveals that working 24 hours a week could yield around $49,908 annually, significantly different from a full-time salary. Though per-diem work and contract roles—as seen in consulting with risk managers or expert witness positions—are less common for this field, they present lucrative opportunities, with some billing $200 to $400 per hour. Variability exists in hourly rates depending on employer type, with captive agents at firms like State Farm or Allstate typically earning less compared to independent agents and large commercial brokers such as Aon or Marsh. While a lower hourly rate may be acceptable for captive agents due to benefits offered, many independent agents and brokers might gravitate toward higher pay without such perks. Negotiating higher hourly pay can be essential in Sandy Springs, especially for agents transitioning between these different compensation structures or looking to maximize their returns in a competitive market.
More salary data for Sandy Springs, GA:
Frequently Asked Questions
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Related Pages
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Nearby Cities in Georgia
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Sandy Springs. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Sandy Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov