Insurance Agent Hourly Pay in Hinesville, GA: $26.02 (2026)
Quick Answer:Hourly pay for a insurance agent working in Hinesville, GA runs $26.02 at the median for 2026 — annualizing to $54,121 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Hinesville's regional price level (BEA RPP 93.1, 7% below national), each hour of work buys what $27.95 nationally would. A 24-hour part-time schedule grosses $32,478 per year.
Based on BLS state-level estimates · View source
In Hinesville, Georgia, the projected hourly rate for insurance agents in 2026 is estimated to be $26.02, considerably lower than the national median of $31.02. This discrepancy highlights the local market dynamics and cost of living, with Hinesville's cost of living index at 93.1, indicating affordability relative to the national average. For those working part-time, such as agents operating three days a week, the hourly pay allows for flexible schedules while still providing a reasonable income. Entry-level agents might see pay rates starting at $15.19, while more seasoned professionals can earn up to $40.33 per hour. These numbers reflect the typical environments where insurance agents work, including both captive agency storefronts and independent agency offices, which often determine the earning potential based on company structures and commission models.
About the Hinesville Market
Salary estimated from Georgia average ($60,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.19 | $121.50 |
| Lower Range (P25) | $20.61 | $164.85 |
| Median (P50) | $26.02 | $208.19 |
| Upper Range (P75) | $33.31 | $266.46 |
| Top Earners (P90) | $40.33 | $322.65 |
Estimated Annual Income by Work Schedule in Hinesville
Based on $26.02/hr median hourly rate · 2026 est.
At $26.02/hr, a insurance agent working full-time (40 hr/wk) in Hinesville, GA can expect to earn approximately $54,131 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,229. With a cost-of-living index of 93.10 (below the national average), these earnings stretch further in Hinesville.
Hourly Rate Calculator
Schedule Comparison in Hinesville
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,040.97 | $4,511 | $54,131 |
| Part-Time (24 hrs) | $624.58 | $2,707 | $32,478 |
| Per Diem (16 hrs) | $416.39 | $1,804 | $21,652 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Hinesville) | $26.02 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Hinesville, GA earn a median of $54,121 per year (2026 est.), which is 16.12% lower than the national median of $64,522 and 2.80% below the Georgia state average of $55,680.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.02/hr = $32,478/year (purchasing power: $34,885).
Working 40h/week (full-time) = $54,131/year (purchasing power: $58,142).
CoL index: 93.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$13.15/hr
2025 BLS Actual
$25.12/hr
2026 Current Est.
$26.02/hr
2019–2027 Growth
+105.0%
Hourly Rate Trajectory for Insurance Agents in Hinesville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $13.15/hr | Actual |
| 2020 | $21.05/hr | Actual |
| 2021 | $20.10/hr | Actual |
| 2022 | $23.34/hr | Actual |
| 2023 | $19.00/hr | Actual |
| 2024 | $26.10/hr | Actual |
| 2025 | $25.12/hr | Actual |
| 2026(current) | $26.02/hr | Estimated |
| 2027 | $26.96/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Hinesville grew 91.0% from $13.15/hr (2019) to $25.12/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $26.96/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hinesville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Hinesville
Shifting focus to the broader compensation trends in the area, part-time insurance agents working in Hinesville can expect to earn a salary that falls significantly below that of their full-time counterparts due to the reduced hours. For instance, an agent working 24 hours per week could realistically take home about $32,331 annually, contrasting sharply with a full-time agent’s potential earnings. Per-diem work in this field is less common, with the majority of compensation relying on commission-based structures rather than hourly pay. Within Hinesville, earnings can vary widely based on the type of employment; agents at independent agencies or large commercial brokerages often command higher hourly rates than those with captive carriers, who might trade lower pay for benefits like health insurance. Negotiation in this context becomes crucial, as potential agents should consider not only their hourly rate but also the bonus structures and benefits packages offered by various employers, especially in a city where the choice between higher pay and substantial benefits can significantly impact overall job satisfaction and financial stability.
More salary data for Hinesville, GA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Hinesville. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Hinesville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov