Insurance Agent Hourly Pay in Griffin, GA: $24.91 (2026)
Quick Answer:Hourly pay for a insurance agent working in Griffin, GA runs $24.91 at the median for 2026 — annualizing to $51,798 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Griffin's regional price level (BEA RPP 93.1, 7% below national), each hour of work buys what $26.75 nationally would. A 24-hour part-time schedule grosses $31,082 per year.
Based on BLS state-level estimates · View source

In Griffin, Georgia, insurance agents can expect a median hourly pay of $24.91, which is significantly lower than the national median hourly rate of $31.02. For part-time workers, such as those operating three days a week, or per-diem agents who bill for specific client interactions, this rate translates into a manageable income. In practical terms, an agent working roughly 24 hours a week would earn about $29,386 annually, which might suit individuals balancing other commitments or seeking flexible hours. The hourly range for insurance agents in Griffin spans from $15.82 for entry-level positions, potentially in captive agency settings, to $38.60 for those achieving top-tier earnings in independent brokerages or commercial focuses. It’s essential to recognize that these figures reflect estimates based on annual salary data for 2026, and they provide a useful lens for understanding the pay landscape in this local market.
About the Griffin Market
Salary estimated from Georgia average ($60,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $15.82 | $126.56 |
| Lower Range (P25) | $19.09 | $152.75 |
| Median (P50) | $24.91 | $199.24 |
| Upper Range (P75) | $31.88 | $255.02 |
| Top Earners (P90) | $38.60 | $308.81 |
Estimated Annual Income by Work Schedule in Griffin
Based on $24.91/hr median hourly rate · 2026 est.
At $24.91/hr, a insurance agent working full-time (40 hr/wk) in Griffin, GA can expect to earn approximately $51,803 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $29,887. With a cost-of-living index of 93.10 (below the national average), these earnings stretch further in Griffin.
Hourly Rate Calculator
Schedule Comparison in Griffin
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $996.22 | $4,317 | $51,803 |
| Part-Time (24 hrs) | $597.73 | $2,590 | $31,082 |
| Per Diem (16 hrs) | $398.49 | $1,727 | $20,721 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Griffin) | $24.91 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Griffin, GA earn a median of $51,798 per year (2026 est.), which is 19.72% lower than the national median of $64,522 and 7.00% below the Georgia state average of $55,697.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $24.91/hr = $31,082/year (purchasing power: $33,386).
Working 40h/week (full-time) = $51,803/year (purchasing power: $55,643).
CoL index: 93.1 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$19.66/hr
2025 BLS Actual
$24.04/hr
2026 Current Est.
$24.91/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Griffin (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $19.66/hr | Actual |
| 2020 | $20.14/hr | Actual |
| 2021 | $19.24/hr | Actual |
| 2022 | $22.33/hr | Actual |
| 2023 | $22.80/hr | Actual |
| 2024 | $24.98/hr | Actual |
| 2025 | $24.04/hr | Actual |
| 2026(current) | $24.91/hr | Estimated |
| 2027 | $25.80/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Griffin grew 22.3% from $19.66/hr (2019) to $24.04/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $25.80/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Griffin metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Griffin
When analyzing insurance agent compensation further, the potential for part-time earnings stands out. An agent working full-time would reap the benefits of a salary reflecting their dedication and expertise, potentially eclipsing their part-time counterparts' take-home income. As most of the compensation in this field is commission-based, per-diem insurance agent pay in Griffin may come with significant fluctuations; while consulting for risk management or expert witness roles typically yields higher hourly rates of $200 to $600, these opportunities are often scarce. Moreover, agents must consider the type of employer when evaluating pay. Captive agents with firms like State Farm or Allstate may encounter a benefits package that trades off with a lower hourly rate, while independent agencies or large brokerages might offer higher compensation without the same level of benefits. For those negotiating their hourly rate, it’s crucial to emphasize specialty lines expertise, industry accreditations like CPCU, and their ability to respond to the market's evolving demands.
More salary data for Griffin, GA:
Frequently Asked Questions
What is the hourly rate for insurance agents in Griffin in 2026?
How much do part-time insurance agents make in Griffin?
Are insurance agents in Griffin paid hourly or salary?
How much does a full-time insurance agent make per year in Griffin?
Do insurance agents earn more per hour working part-time in Griffin?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Georgia
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Griffin. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Griffin is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov