Insurance Agent Hourly Pay in Winter Park, FL: $26.68 (2026)
Quick Answer:Hourly pay for a insurance agent working in Winter Park, FL runs $26.68 at the median for 2026 — annualizing to $55,494 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Winter Park's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $26.47 nationally would. A 24-hour part-time schedule grosses $33,293 per year.
Based on BLS state-level estimates · View source
In Winter Park, FL, insurance agents earn a median hourly pay of $26.68, which suggests that this role pays lower than the national median of $31.02 per hour. For those working part-time, such as 24 hours a week spread over three days, the annual income can be significantly different, amounting to approximately $33,000. With hourly wages ranging from $16.47 for entry-level positions to $41.36 for the highest earners, the potential earnings vary across different scenarios—whether in captive agent storefronts, independent agency offices, or during client visits for commercial inspections. This hourly structure reflects estimated figures derived from annual salary data, highlighting varied earning opportunities within this profession for full-time and per-diem workers.
About the Winter Park Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.47 | $131.78 |
| Lower Range (P25) | $20.17 | $161.37 |
| Median (P50) | $26.68 | $213.42 |
| Upper Range (P75) | $34.15 | $273.17 |
| Top Earners (P90) | $41.36 | $330.86 |
Estimated Annual Income by Work Schedule in Winter Park
Based on $26.68/hr median hourly rate · 2026 est.
At $26.68/hr, a insurance agent working full-time (40 hr/wk) in Winter Park, FL can expect to earn approximately $55,488 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $32,012. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Winter Park.
Hourly Rate Calculator
Schedule Comparison in Winter Park
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,067.08 | $4,624 | $55,488 |
| Part-Time (24 hrs) | $640.25 | $2,774 | $33,293 |
| Per Diem (16 hrs) | $426.83 | $1,850 | $22,195 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Winter Park) | $26.68 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Winter Park, FL earn a median of $55,494 per year (2026 est.), which is 13.99% lower than the national median of $64,522 and 0.80% below the Florida state average of $55,942.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.68/hr = $33,293/year (purchasing power: $33,029).
Working 40h/week (full-time) = $55,488/year (purchasing power: $55,048).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$21.06/hr
2025 BLS Actual
$25.75/hr
2026 Current Est.
$26.68/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Winter Park (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $21.06/hr | Actual |
| 2020 | $21.57/hr | Actual |
| 2021 | $20.61/hr | Actual |
| 2022 | $23.92/hr | Actual |
| 2023 | $24.43/hr | Actual |
| 2024 | $29.80/hr | Actual |
| 2025 | $25.75/hr | Actual |
| 2026(current) | $26.68/hr | Estimated |
| 2027 | $27.64/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Winter Park grew 22.3% from $21.06/hr (2019) to $25.75/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.64/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Winter Park metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Winter Park
For part-time agents operating in a three-day workweek, their take-home pay presents a stark contrast to full-time employment. While a full-time insurance agent might see typical earnings in line with the median hourly rate, part-timers must adjust expectations accordingly. Moreover, per-diem insurance agents often face a different reality, with compensation primarily rooted in commission. While less common, consulting roles may earn higher hourly rates, such as CPCU-credentialed risk managers charging between $200-$400 per hour. Winter Park's insurance market features distinctive employer types that influence hourly earnings, from captive agents at major carrier companies to large commercial brokerages. Agents may weigh the benefits of slightly lower hourly rates in roles with employer-sponsored health insurance against potentially higher pay without benefits in independent or commission-based settings. For those negotiating hourly compensation, focusing on unique industry skills and market trends can yield better outcomes.
More salary data for Winter Park, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Winter Park in 2026?
How much do part-time insurance agents make in Winter Park?
Are insurance agents in Winter Park paid hourly or salary?
How much does a full-time insurance agent make per year in Winter Park?
Do insurance agents earn more per hour working part-time in Winter Park?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Florida
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Winter Park. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Winter Park is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov