Insurance Agent Hourly Pay in Wellington, FL: $26.29 (2026)
Quick Answer:Hourly pay for a insurance agent working in Wellington, FL runs $26.29 at the median for 2026 — annualizing to $54,698 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Wellington's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $26.09 nationally would. A 24-hour part-time schedule grosses $32,815 per year.
Based on BLS state-level estimates · View source
Insurance agents in Wellington, Florida, receive a median hourly pay of $26.29, significantly lower than the national hourly median of $31.02. This rate translates into various employment scenarios, from part-time positions typically found in independent agency offices to full-time work in large commercial brokerages. The hourly compensation can vary greatly: those at the lower end might earn about $16.35 while experienced professionals can command up to $40.76 per hour. The hourly estimates reflect prevalent market conditions and represent derived figures based on annual salary data. As insurance agents work in different settings—including captive agent storefronts and virtual policy quoting environments—this compensation framework allows for a range of working styles, catering to varying client needs and job preferences.
About the Wellington Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.35 | $130.78 |
| Lower Range (P25) | $20.06 | $160.46 |
| Median (P50) | $26.29 | $210.35 |
| Upper Range (P75) | $33.66 | $269.28 |
| Top Earners (P90) | $40.76 | $326.05 |
Estimated Annual Income by Work Schedule in Wellington
Based on $26.29/hr median hourly rate · 2026 est.
At $26.29/hr, a insurance agent working full-time (40 hr/wk) in Wellington, FL can expect to earn approximately $54,691 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,552. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Wellington.
Hourly Rate Calculator
Schedule Comparison in Wellington
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,051.75 | $4,558 | $54,691 |
| Part-Time (24 hrs) | $631.05 | $2,735 | $32,815 |
| Per Diem (16 hrs) | $420.70 | $1,823 | $21,876 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Wellington) | $26.29 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Wellington, FL earn a median of $54,698 per year (2026 est.), which is 15.23% lower than the national median of $64,522 and 2.30% below the Florida state average of $55,985.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.29/hr = $32,815/year (purchasing power: $32,554).
Working 40h/week (full-time) = $54,691/year (purchasing power: $54,257).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$20.76/hr
2025 BLS Actual
$25.38/hr
2026 Current Est.
$26.29/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Wellington (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.76/hr | Actual |
| 2020 | $21.26/hr | Actual |
| 2021 | $20.31/hr | Actual |
| 2022 | $23.58/hr | Actual |
| 2023 | $24.08/hr | Actual |
| 2024 | $29.37/hr | Actual |
| 2025 | $25.38/hr | Actual |
| 2026(current) | $26.29/hr | Estimated |
| 2027 | $27.24/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Wellington grew 22.3% from $20.76/hr (2019) to $25.38/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.24/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wellington metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Wellington
Turning to per diem insurance agent pay in Wellington, those working part-time, say three days a week or approximately 24 hours, could see earnings that result in a substantial annual income, although significantly less than full-time counterparts. Utilizing a 1099 or per diem structure is not as common in this profession, as the vast majority in the area get paid through commissions based on policy sales. In contrast, specialized risk managers, typically seasoned professionals with credentials like CPCU, can bill clients between $200 to $400 per hour for their expertise. The type of employer also influences hourly wages—captive agents often earn less than those in independent agencies or large brokerage firms due to differences in commission structures. While some agents may opt for lower hourly pay in exchange for health benefits, others prioritize higher pay without those perks. Negotiation strategies for hourly workers in Wellington often emphasize understanding the employer's compensation model and leveraging one's qualifications, from state insurance licenses to specialized designations, to secure better terms.
More salary data for Wellington, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Wellington in 2026?
How much do part-time insurance agents make in Wellington?
Are insurance agents in Wellington paid hourly or salary?
How much does a full-time insurance agent make per year in Wellington?
Do insurance agents earn more per hour working part-time in Wellington?
Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Wellington. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Wellington is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov