Insurance Agent Hourly Pay in Pinellas Park, FL: $26.41 (2026)
Quick Answer:Hourly pay for a insurance agent working in Pinellas Park, FL runs $26.41 at the median for 2026 — annualizing to $54,924 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Pinellas Park's regional price level (BEA RPP 100.8, 1% above national), each hour of work buys what $26.20 nationally would. A 24-hour part-time schedule grosses $32,957 per year.
Based on BLS state-level estimates · View source
In Pinellas Park, Florida, the insurance agent hourly rate is projected to be $26.41 in 2026, which is notably lower than the national hourly median of $31.02. For agents working part-time, such as those committing three days a week in various settings—be it working in captive agent storefronts or visiting clients for commercial inspections—this hourly rate translates to a modest income that is generally sufficient to maintain an average lifestyle. Those entering the field can expect to earn around $16.50 per hour, while more experienced agents can earn significantly more, with top earners making up to $40.93 per hour. This estimate, based on annual data, offers a snapshot of the potential income landscape in Pinellas Park, allowing agents to understand both their earning potential and the competitive nature of the industry.
About the Pinellas Park Market
Salary estimated from Florida average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $16.50 | $132.03 |
| Lower Range (P25) | $20.26 | $162.11 |
| Median (P50) | $26.41 | $211.26 |
| Upper Range (P75) | $33.79 | $270.35 |
| Top Earners (P90) | $40.93 | $327.46 |
Estimated Annual Income by Work Schedule in Pinellas Park
Based on $26.41/hr median hourly rate · 2026 est.
At $26.41/hr, a insurance agent working full-time (40 hr/wk) in Pinellas Park, FL can expect to earn approximately $54,928 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,689. With a cost-of-living index of 100.80 (above the national average), these earnings may be offset by higher expenses in Pinellas Park.
Hourly Rate Calculator
Schedule Comparison in Pinellas Park
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,056.31 | $4,577 | $54,928 |
| Part-Time (24 hrs) | $633.78 | $2,746 | $32,957 |
| Per Diem (16 hrs) | $422.52 | $1,831 | $21,971 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Pinellas Park) | $26.41 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Pinellas Park, FL earn a median of $54,924 per year (2026 est.), which is 14.88% lower than the national median of $64,522 and 1.90% below the Florida state average of $55,987.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.41/hr = $32,957/year (purchasing power: $32,695).
Working 40h/week (full-time) = $54,928/year (purchasing power: $54,492).
CoL index: 100.8 (100 = national average).
2019 BLS Actual
$20.85/hr
2025 BLS Actual
$25.49/hr
2026 Current Est.
$26.41/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Pinellas Park (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $20.85/hr | Actual |
| 2020 | $21.36/hr | Actual |
| 2021 | $20.40/hr | Actual |
| 2022 | $23.68/hr | Actual |
| 2023 | $24.18/hr | Actual |
| 2024 | $29.49/hr | Actual |
| 2025 | $25.49/hr | Actual |
| 2026(current) | $26.41/hr | Estimated |
| 2027 | $27.36/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Pinellas Park grew 22.3% from $20.85/hr (2019) to $25.49/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.36/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pinellas Park metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Pinellas Park
For agents working part-time, a 24-hour work week translates into an annual income of approximately $33,000, considerably less than what full-time agents can take home. However, the practical realities of per diem work in Pinellas Park are complicated, as most insurance compensation is commission-based rather than hourly, restricting the viability of 1099 arrangements. Independent consultants and brokers within specialized fields can command significantly higher hourly rates—ranging from $200 to $600—compared to traditional insurance agent roles. Captive agents working for established carriers like State Farm or Allstate often face a trade-off between lower hourly pay, around the projected rates noted earlier, and the inclusion of benefits such as health insurance. Negotiating salaries can be complex; agents should focus on their specific skill sets and market demands, leveraging their expertise in both commercial and personal lines to drive hourly compensation in a competitive marketplace.
More salary data for Pinellas Park, FL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Pinellas Park in 2026?
How much do part-time insurance agents make in Pinellas Park?
Are insurance agents in Pinellas Park paid hourly or salary?
How much does a full-time insurance agent make per year in Pinellas Park?
Do insurance agents earn more per hour working part-time in Pinellas Park?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Pinellas Park. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Pinellas Park is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov