Insurance Agent Hourly Pay in Redlands, CA: $33.02 (2026)
Quick Answer:Hourly pay for a insurance agent working in Redlands, CA runs $33.02 at the median for 2026 — annualizing to $68,681 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Redlands's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $29.19 nationally would. A 24-hour part-time schedule grosses $41,206 per year.
Based on BLS state-level estimates · View source
In Redlands, California, the hourly income for an insurance agent is projected to reach $33.02 in 2026, offering a competitive edge over the national median of $31.02. This median hourly rate presents a viable option for both full-time and part-time workers, allowing those who may seek flexible arrangements—like three-day work weeks at typical office setups (captive agent storefronts, independent agencies, or virtual offices)—to still earn a respectable income. The hourly pay ranges significantly, starting as low as $19.75 for entry-level positions, while established professionals can command rates as high as $51.18. These figures illustrate how the industry's compensation models can vary, providing distinct earning potentials depending on experience, specialization, and work modality within the insurance landscape.
About the Redlands Market
Salary estimated from California average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.75 | $157.97 |
| Lower Range (P25) | $24.57 | $196.59 |
| Median (P50) | $33.02 | $264.14 |
| Upper Range (P75) | $42.27 | $338.15 |
| Top Earners (P90) | $51.18 | $409.43 |
Estimated Annual Income by Work Schedule in Redlands
Based on $33.02/hr median hourly rate · 2026 est.
At $33.02/hr, a insurance agent working full-time (40 hr/wk) in Redlands, CA can expect to earn approximately $68,676 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $39,621. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Redlands.
Hourly Rate Calculator
Schedule Comparison in Redlands
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,320.69 | $5,723 | $68,676 |
| Part-Time (24 hrs) | $792.42 | $3,434 | $41,206 |
| Per Diem (16 hrs) | $528.28 | $2,289 | $27,470 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Redlands) | $33.02 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Redlands, CA earn a median of $68,681 per year (2026 est.), which is 6.45% higher than the national median of $64,522 and 1.20% above the California state average of $67,866.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $33.02/hr = $41,206/year (purchasing power: $36,433).
Working 40h/week (full-time) = $68,676/year (purchasing power: $60,722).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$26.07/hr
2025 BLS Actual
$31.87/hr
2026 Current Est.
$33.02/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Redlands (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $26.07/hr | Actual |
| 2020 | $26.70/hr | Actual |
| 2021 | $25.50/hr | Actual |
| 2022 | $29.61/hr | Actual |
| 2023 | $30.23/hr | Actual |
| 2024 | $45.11/hr | Actual |
| 2025 | $31.87/hr | Actual |
| 2026(current) | $33.02/hr | Estimated |
| 2027 | $34.21/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Redlands grew 22.3% from $26.07/hr (2019) to $31.87/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $34.21/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Redlands metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Redlands
Considering the earnings of part-time insurance agents, working just 24 hours a week at the hourly median translates to an annual income of around $41,542, which still remains significant relative to full-time positions. For agents working on a per diem basis, the usual compensation structure tends to be commission-focused rather than hourly. While working as a 1099 contractor is uncommon, specialized consulting work or expert witness services can yield much higher earnings—between $200 to $600 per hour, especially for seasoned professionals holding certifications like CPCU. In Redlands, pay rates can fluctuate based on employer types; captive agents may earn less but enjoy benefits, while independent agents and large brokerages often offer higher hourly rates without traditional benefits. As agents negotiate their pay, particularly in lieu of health insurance, understanding the trade-offs between hourly compensation and job security can be crucial for long-term satisfaction and success in this field.
More salary data for Redlands, CA:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Redlands. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Redlands is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov