Insurance Agent Hourly Pay in Hawthorne, CA: $32.25 (2026)
Quick Answer:Hourly pay for a insurance agent working in Hawthorne, CA runs $32.25 at the median for 2026 — annualizing to $67,079 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Hawthorne's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $28.52 nationally would. A 24-hour part-time schedule grosses $40,249 per year.
Based on BLS state-level estimates · View source
In Hawthorne, California, insurance agents earn a median hourly rate of $32.25, which surpasses the national median of $31.02. This competitive hourly pay allows flexibility for part-time workers, particularly those opting for a 3-day workweek—bringing in approximately $1,200 a week before taxes. Part-time opportunities exist across various settings, including independent agency offices, captive agent storefronts, and even remote policy quoting environments. The hourly compensation varies significantly from entry-level positions starting at $18.70 (10th percentile) to seasoned professionals earning up to $49.99 (90th percentile). These figures are estimated from 2026 projected annual salary data, providing a valuable context for those considering a career as an insurance agent in Hawthorne, CA.
About the Hawthorne Market
Salary estimated from California average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.70 | $149.60 |
| Lower Range (P25) | $25.01 | $200.07 |
| Median (P50) | $32.25 | $258.01 |
| Upper Range (P75) | $41.27 | $330.19 |
| Top Earners (P90) | $49.99 | $399.90 |
Estimated Annual Income by Work Schedule in Hawthorne
Based on $32.25/hr median hourly rate · 2026 est.
At $32.25/hr, a insurance agent working full-time (40 hr/wk) in Hawthorne, CA can expect to earn approximately $67,081 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $38,701. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Hawthorne.
Hourly Rate Calculator
Schedule Comparison in Hawthorne
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,290.03 | $5,590 | $67,081 |
| Part-Time (24 hrs) | $774.02 | $3,354 | $40,249 |
| Per Diem (16 hrs) | $516.01 | $2,236 | $26,833 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Hawthorne) | $32.25 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Hawthorne, CA earn a median of $67,079 per year (2026 est.), which is 3.96% higher than the national median of $64,522 and 1.20% below the California state average of $67,894.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $32.25/hr = $40,249/year (purchasing power: $35,587).
Working 40h/week (full-time) = $67,081/year (purchasing power: $59,312).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$25.46/hr
2025 BLS Actual
$31.13/hr
2026 Current Est.
$32.25/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Hawthorne (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $25.46/hr | Actual |
| 2020 | $26.08/hr | Actual |
| 2021 | $24.91/hr | Actual |
| 2022 | $28.92/hr | Actual |
| 2023 | $29.53/hr | Actual |
| 2024 | $44.06/hr | Actual |
| 2025 | $31.13/hr | Actual |
| 2026(current) | $32.25/hr | Estimated |
| 2027 | $33.41/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Hawthorne grew 22.3% from $25.46/hr (2019) to $31.13/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $33.41/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hawthorne metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Hawthorne
Looking deeper into the earnings landscape, a part-time insurance agent working 24 hours a week could potentially earn around $54,275 annually, significantly less than the full-time average. Meanwhile, while per diem work in this profession is not prevalent, some agents may work on a 1099 basis depending on their arrangements. However, the majority of compensation remains commission-based. Agents working in specialized roles, such as consulting for risk management or acting as expert witnesses in coverage disputes, can charge significantly higher hourly rates—ranging from $200 to $600. In Hawthorne, hourly pay varies depending on the employer type. For instance, agents at independent agencies may have lower hourly rates compared to those in large brokerage firms focused on commercial lines. Many agents grapple with the decision to prioritize higher hourly pay or opt for positions that include employer-sponsored benefits, especially in a competitive workforce. For those negotiating their salary, understanding the distinctions among employer structures can provide leverage in securing a favorable hourly rate, especially as the market continues to evolve.
More salary data for Hawthorne, CA:
Frequently Asked Questions
What is the hourly rate for insurance agents in Hawthorne in 2026?
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Hawthorne. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Hawthorne is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov