Insurance Agent Hourly Pay in Davis, CA: $31.59 (2026)
Quick Answer:Hourly pay for a insurance agent working in Davis, CA runs $31.59 at the median for 2026 — annualizing to $65,702 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Davis's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $27.93 nationally would. A 24-hour part-time schedule grosses $39,421 per year.
Based on BLS state-level estimates · View source
In Davis, California, the insurance agent hourly pay stands at a median of $31.59, slightly higher than the national median of $31.02. This competitive rate provides a solid foundation for both part-time and per-diem workers who may choose flexible schedules to balance their professional and personal obligations. Typical settings for insurance agents include captive agency storefronts, independent agency offices, and even remote virtual environments, each offering diverse opportunities for earning potential. Entry-level roles start around $19.15 per hour, while top earners can reach approximately $48.96, illustrating a clear pathway for career advancement within the field.
About the Davis Market
Salary estimated from California average ($82,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.15 | $153.16 |
| Lower Range (P25) | $23.71 | $189.71 |
| Median (P50) | $31.59 | $252.70 |
| Upper Range (P75) | $40.44 | $323.48 |
| Top Earners (P90) | $48.96 | $391.69 |
Estimated Annual Income by Work Schedule in Davis
Based on $31.59/hr median hourly rate · 2026 est.
At $31.59/hr, a insurance agent working full-time (40 hr/wk) in Davis, CA can expect to earn approximately $65,702 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $37,905. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Davis.
Hourly Rate Calculator
Schedule Comparison in Davis
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,263.51 | $5,475 | $65,702 |
| Part-Time (24 hrs) | $758.10 | $3,285 | $39,421 |
| Per Diem (16 hrs) | $505.40 | $2,190 | $26,281 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Davis) | $31.59 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Davis, CA earn a median of $65,702 per year (2026 est.), which is 1.83% higher than the national median of $64,522 and 3.20% below the California state average of $67,874.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $31.59/hr = $39,421/year (purchasing power: $34,855).
Working 40h/week (full-time) = $65,702/year (purchasing power: $58,092).
CoL index: 113.1 (100 = national average).
2019 BLS Actual
$24.94/hr
2025 BLS Actual
$30.49/hr
2026 Current Est.
$31.59/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Davis (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $24.94/hr | Actual |
| 2020 | $25.55/hr | Actual |
| 2021 | $24.40/hr | Actual |
| 2022 | $28.33/hr | Actual |
| 2023 | $28.92/hr | Actual |
| 2024 | $43.15/hr | Actual |
| 2025 | $30.49/hr | Actual |
| 2026(current) | $31.59/hr | Estimated |
| 2027 | $32.72/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Davis grew 22.3% from $24.94/hr (2019) to $30.49/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $32.72/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Davis metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Davis
Evaluating part-time and per-diem structures reveals a notable earning potential disparity. An insurance agent working three days a week for 24 hours would bring in roughly $39,944 annually, as opposed to full-time counterparts who earn significantly more. The commission-based nature of most compensation in this profession means that positions at large brokerages, like Aon or Marsh, might pay substantially higher hourly rates than those at captive agencies. For example, risk managers can bill as much as $400 per hour, illustrating a vast difference in compensation structures. Though some may accept lower hourly rates for the added benefits of full-time positions—such as health insurance—negotiation skills can significantly impact earnings, especially in a competitive market like Davis, CA. Understanding the specific employer type can empower agents to make informed decisions regarding their career path and financial goals.
More salary data for Davis, CA:
Frequently Asked Questions
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Related Pages
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Davis. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Davis is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov