Insurance Agent Hourly Pay in Yuma, AZ: $26.08 (2026)
Quick Answer:Hourly pay for a insurance agent working in Yuma, AZ runs $26.08 at the median for 2026 — annualizing to $54,235 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Yuma's regional price level (BEA RPP 92.7, 7% below national), each hour of work buys what $28.13 nationally would. A 24-hour part-time schedule grosses $32,543 per year.
Official BLS data · View source
In Yuma, Arizona, the projected median hourly rate for insurance agents is $26.08, which falls significantly below the national median of $31.02. This difference highlights the economic factors at play in Yuma, where part-time roles, such as those working three days a week, can expect to earn around $25,000 annually. Common work environments for these agents include captive agent storefronts, independent agency offices, and commercial brokerage floors. The hourly wage range spans from $18.77 at the entry-level to $47.32 for the most experienced agents in the field. Such rates reflect both the demand for insurance services in the region and the competitive landscape for insurance professionals, driven in part by Yuma's lower cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $18.77 | $150.18 |
| Lower Range (P25) | $22.61 | $180.84 |
| Median (P50) | $26.08 | $208.61 |
| Upper Range (P75) | $30.69 | $245.49 |
| Top Earners (P90) | $47.32 | $378.60 |
Estimated Annual Income by Work Schedule in Yuma
Based on $26.08/hr median hourly rate · 2026 est.
At $26.08/hr, a insurance agent working full-time (40 hr/wk) in Yuma, AZ can expect to earn approximately $54,238 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $31,291. With a cost-of-living index of 92.71 (below the national average), these earnings stretch further in Yuma.
Hourly Rate Calculator
Schedule Comparison in Yuma
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,043.04 | $4,520 | $54,238 |
| Part-Time (24 hrs) | $625.83 | $2,712 | $32,543 |
| Per Diem (16 hrs) | $417.22 | $1,808 | $21,695 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Yuma) | $26.08 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Yuma, AZ earn a median of $54,235 per year (2026 est.), which is 15.94% lower than the national median of $64,522 and 12.80% below the Arizona state average of $62,196.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $26.08/hr = $32,543/year (purchasing power: $35,103).
Working 40h/week (full-time) = $54,238/year (purchasing power: $58,506).
CoL index: 92.706 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$18.33/hr
2025 BLS Actual
$25.17/hr
2026 Current Est.
$26.08/hr
2019–2027 Growth
+47.4%
Hourly Rate Trajectory for Insurance Agents in Yuma (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $18.33/hr | Actual |
| 2020 | $25.47/hr | Actual |
| 2021 | $21.47/hr | Actual |
| 2022 | $20.79/hr | Actual |
| 2023 | $18.67/hr | Actual |
| 2024 | $18.53/hr | Actual |
| 2025 | $25.17/hr | Actual |
| 2026(current) | $26.08/hr | Estimated |
| 2027 | $27.01/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Yuma grew 37.3% from $18.33/hr (2019) to $25.17/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $27.01/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Yuma metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Yuma
When examining part-time opportunities, an insurance agent working 24 hours a week in Yuma would typically see their annual income hover around $25,000, compared to full-time counterparts earning significantly more. Unique to this profession, per-diem or contract roles are less common, wherein agents might work on a commission basis. However, experts like former CPCU-credentialed brokers can command hourly rates ranging from $200 to $600 for specialized consulting or litigation support, showcasing the earning potential in niche sectors. The hourly rates can vary widely based on the employer type; captive agents working for single carriers generally earn less compared to those in independent agencies or large brokerage firms that focus on commercial lines. Many agents have to weigh the benefits of lower pay that comes with health insurance benefits against higher hourly wages that lack such perks. When negotiating hourly pay in Yuma, agents should consider leveraging their licenses and credentials, noting local industry norms to advocate for fair compensation reflective of their expertise.
More salary data for Yuma, AZ:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Yuma. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 7-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov