Insurance Agent Hourly Pay in Goodyear, AZ: $29.81 (2026)
Quick Answer:Hourly pay for a insurance agent working in Goodyear, AZ runs $29.81 at the median for 2026 — annualizing to $61,987 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Goodyear's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $30.26 nationally would. A 24-hour part-time schedule grosses $37,198 per year.
Based on BLS state-level estimates · View source
In Goodyear, Arizona, the projected median hourly pay for insurance agents in 2026 stands at $29.81, slightly below the national median of $31.02. This hourly rate offers a considerable incentive for part-time insurance agents working three days a week or per-diem workers who might navigate various settings, from independent agency offices to client locations for business inspections. With an hourly range starting from $17.28 for entry-level professionals to as high as $46.20 for top earners, the profession accommodates a diverse array of compensation packages. It’s essential to remember that these projections are estimates based on annual salary data, making them a useful guide for understanding potential earnings across different environments.
About the Goodyear Market
Salary estimated from Arizona average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.28 | $138.24 |
| Lower Range (P25) | $21.62 | $172.97 |
| Median (P50) | $29.81 | $238.45 |
| Upper Range (P75) | $38.15 | $305.16 |
| Top Earners (P90) | $46.20 | $369.56 |
Estimated Annual Income by Work Schedule in Goodyear
Based on $29.81/hr median hourly rate · 2026 est.
At $29.81/hr, a insurance agent working full-time (40 hr/wk) in Goodyear, AZ can expect to earn approximately $61,996 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $35,767. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in Goodyear.
Hourly Rate Calculator
Schedule Comparison in Goodyear
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,192.23 | $5,166 | $61,996 |
| Part-Time (24 hrs) | $715.34 | $3,100 | $37,198 |
| Per Diem (16 hrs) | $476.89 | $2,067 | $24,798 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Goodyear) | $29.81 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Goodyear, AZ earn a median of $61,987 per year (2026 est.), which is 3.93% lower than the national median of $64,522 and 0.40% below the Arizona state average of $62,236.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $29.81/hr = $37,198/year (purchasing power: $37,764).
Working 40h/week (full-time) = $61,996/year (purchasing power: $62,940).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.53/hr
2025 BLS Actual
$28.77/hr
2026 Current Est.
$29.81/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Goodyear (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.53/hr | Actual |
| 2020 | $24.10/hr | Actual |
| 2021 | $23.02/hr | Actual |
| 2022 | $26.73/hr | Actual |
| 2023 | $27.29/hr | Actual |
| 2024 | $29.25/hr | Actual |
| 2025 | $28.77/hr | Actual |
| 2026(current) | $29.81/hr | Estimated |
| 2027 | $30.88/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Goodyear grew 22.3% from $23.53/hr (2019) to $28.77/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $30.88/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Goodyear metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Goodyear
The part-time earning potential for an insurance agent working 24 hours a week in Goodyear translates to a take-home pay of around $37,013 annually, while full-time agents may see higher figures. Although per-diem work is uncommon, the landscape for insurance agents often includes commission-driven compensation, particularly for those in captive environments like State Farm or Allstate. For specialized roles, such as consulting risk managers or expert witnesses, those with credentials like CPCU might command hourly rates between $200-$600, reflecting the substantial earning variance based on expertise and employer type. It’s interesting to see how captive agents typically earn lower rates compared to those in large commercial firms or independent brokerages but may receive employee health benefits that make lower hourly earnings more appealing. Negotiating tips in this field include emphasizing unique qualifications and staying informed about market trends, both of which can foster better compensation discussions for Goodyear's insurance agents.
More salary data for Goodyear, AZ:
Frequently Asked Questions
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Goodyear. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Goodyear is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov