Insurance Agent Hourly Pay in Chandler, AZ: $30.88 (2026)
Quick Answer:Hourly pay for a insurance agent working in Chandler, AZ runs $30.88 at the median for 2026 — annualizing to $64,233 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Chandler's regional price level (BEA RPP 98.5, 1% below national), each hour of work buys what $31.35 nationally would. A 24-hour part-time schedule grosses $38,542 per year.
Based on BLS state-level estimates · View source
In Chandler, Arizona, insurance agents earn a median hourly rate of $30.88, which is slightly below the national median of $31.02. This wage reflects various positions within the industry, suitable for both part-time and per-diem workers. For those working three days a week, the flexible scheduling often makes it ideal for individuals seeking supplemental income or looking to balance work with personal commitments. The hourly pay scale ranges from $17.91 for entry-level positions to $47.86 for seasoned professionals, showcasing the potential for considerable earnings as one gains experience in different environments such as agency offices, corporate brokerage floors, or through remote policy quoting. It's essential to note that these hourly figures are derived from annual salary projections for 2026, emphasizing the dynamic nature of compensation in this field.
About the Chandler Market
Salary estimated from Arizona average ($62,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $17.91 | $143.30 |
| Lower Range (P25) | $22.23 | $177.86 |
| Median (P50) | $30.88 | $247.07 |
| Upper Range (P75) | $39.52 | $316.19 |
| Top Earners (P90) | $47.86 | $382.91 |
Estimated Annual Income by Work Schedule in Chandler
Based on $30.88/hr median hourly rate · 2026 est.
At $30.88/hr, a insurance agent working full-time (40 hr/wk) in Chandler, AZ can expect to earn approximately $64,237 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $37,060. With a cost-of-living index of 98.50 (below the national average), these earnings stretch further in Chandler.
Hourly Rate Calculator
Schedule Comparison in Chandler
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,235.33 | $5,353 | $64,237 |
| Part-Time (24 hrs) | $741.20 | $3,212 | $38,542 |
| Per Diem (16 hrs) | $494.13 | $2,141 | $25,695 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Chandler) | $30.88 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Chandler, AZ earn a median of $64,233 per year (2026 est.), which is 0.45% lower than the national median of $64,522 and 3.20% above the Arizona state average of $62,241.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.88/hr = $38,542/year (purchasing power: $39,129).
Working 40h/week (full-time) = $64,237/year (purchasing power: $65,215).
CoL index: 98.5 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$24.38/hr
2025 BLS Actual
$29.81/hr
2026 Current Est.
$30.88/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Chandler (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $24.38/hr | Actual |
| 2020 | $24.98/hr | Actual |
| 2021 | $23.86/hr | Actual |
| 2022 | $27.69/hr | Actual |
| 2023 | $28.28/hr | Actual |
| 2024 | $30.45/hr | Actual |
| 2025 | $29.81/hr | Actual |
| 2026(current) | $30.88/hr | Estimated |
| 2027 | $31.99/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Chandler grew 22.3% from $24.38/hr (2019) to $29.81/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.99/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Chandler metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Chandler
Examining the insurance agent hourly pay in Chandler reveals intriguing distinctions based on employment type and workload. A part-time insurance agent working 24 hours weekly may take home around $38,000 annually, which is approximately $26,000 less compared to a full-time peer. Most insurance positions involve commission-based compensation, making per-diem or locum work less common. Consulting roles for risk managers, typically filled by former CPCU-credentialed professionals, can charge between $200 and $400 per hour, underscoring the potential for lucrative opportunities outside traditional insurance roles. The type of agency—whether a captive agent at a company like State Farm or an independent brokerage—can greatly influence hourly rates. Captive agents often offer lower pay but include benefits such as health insurance, while independent agents might command higher hourly rates without additional benefits. Negotiation strategies should consider these factors, along with the distinct employment environment within Chandler's insurance market, to maximize earning potential.
More salary data for Chandler, AZ:
Frequently Asked Questions
What is the hourly rate for insurance agents in Chandler in 2026?
How much do part-time insurance agents make in Chandler?
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Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Chandler. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Chandler is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov