Insurance Agent Hourly Pay in Enterprise, AL: $30.37 (2026)
Quick Answer:Hourly pay for a insurance agent working in Enterprise, AL runs $30.37 at the median for 2026 — annualizing to $63,150 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 41-3021). Weighted against Enterprise's regional price level (BEA RPP 87.9, 12% below national), each hour of work buys what $34.55 nationally would. A 24-hour part-time schedule grosses $37,896 per year.
Based on BLS state-level estimates · View source
In 2026, insurance agents in Enterprise, Alabama, are projected to earn a median hourly rate of $30.37, slightly lower than the national median of $31.02. For those pursuing part-time opportunities or engaging in per-diem work, these hourly earnings can translate into a viable income. Part-time agents working three days a week can expect to make around $29,000 annually, while the range for hourly pay spans from $19.99 for entry-level positions to as high as $47.06 for the most experienced agents in high-demand markets. It’s important to note that these hourly rates are derived from annual salary data, reflecting the compensation structure prevalent in the industry, which often includes hybrid roles within captive agent storefronts, independent agency offices, and remote service environments.
About the Enterprise Market
Salary estimated from Alabama average ($52,000) adjusted for local cost of living.
Insurance Agent Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $19.99 | $159.96 |
| Lower Range (P25) | $23.88 | $191.04 |
| Median (P50) | $30.37 | $242.92 |
| Upper Range (P75) | $38.86 | $310.88 |
| Top Earners (P90) | $47.06 | $376.44 |
Estimated Annual Income by Work Schedule in Enterprise
Based on $30.37/hr median hourly rate · 2026 est.
At $30.37/hr, a insurance agent working full-time (40 hr/wk) in Enterprise, AL can expect to earn approximately $63,160 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $36,438. With a cost-of-living index of 87.90 (below the national average), these earnings stretch further in Enterprise.
Hourly Rate Calculator
Schedule Comparison in Enterprise
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,214.61 | $5,263 | $63,160 |
| Part-Time (24 hrs) | $728.76 | $3,158 | $37,896 |
| Per Diem (16 hrs) | $485.84 | $2,105 | $25,264 |
Compare Agent Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Insurance Agent (Enterprise) | $30.37 |
| Real Estate Sales Agent (National Avg) | $32.36 |
| Personal Financial Advisor (National Avg) | $51.62 |
| Insurance Underwriter (National Avg) | $37.70 |
| Claims Adjuster (National Avg) | $35.30 |
Insurance Agents in Enterprise, AL earn a median of $63,150 per year (2026 est.), which is 2.13% lower than the national median of $64,522 and 3.30% below the Alabama state average of $65,305.
Insurance Agent Hourly Pay vs. Cost of Living
Working 24h/week at $30.37/hr = $37,896/year (purchasing power: $43,112).
Working 40h/week (full-time) = $63,160/year (purchasing power: $71,854).
CoL index: 87.9 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$23.97/hr
2025 BLS Actual
$29.31/hr
2026 Current Est.
$30.37/hr
2019–2027 Growth
+31.2%
Hourly Rate Trajectory for Insurance Agents in Enterprise (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.60% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $23.97/hr | Actual |
| 2020 | $24.56/hr | Actual |
| 2021 | $23.46/hr | Actual |
| 2022 | $27.23/hr | Actual |
| 2023 | $27.80/hr | Actual |
| 2024 | $21.26/hr | Actual |
| 2025 | $29.31/hr | Actual |
| 2026(current) | $30.37/hr | Estimated |
| 2027 | $31.46/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for insurance agents in Enterprise grew 22.3% from $23.97/hr (2019) to $29.31/hr (2025). At a 3.60% projected growth rate, hourly pay is expected to reach $31.46/hr by 2027. Part-time and per-diem insurance agents can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Enterprise metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.60% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Insurance Agent in Enterprise
Earning potential for part-time insurance agents is often contingent on the type of agency they work with and the compensation structure in place. Typically, those employed on a 3-day schedule would bring in around $29,000 yearly, while a full-time status could yield significantly higher returns. While per diem positions are less common, commission-based models are typical and can vary greatly, especially among different agency structures in Enterprise, from captive agents representing single carriers like State Farm to independent agencies or larger commercial brokerages. Some insurance agents may accept lower hourly rates in exchange for benefits like health insurance, which is an increasingly important factor in a competitive job market. For those negotiating hourly pay, being informed about industry standards and tapping into their network can be invaluable in securing favorable terms, making a distinctly localized approach essential to their success in the Enterprise insurance landscape.
More salary data for Enterprise, AL:
Frequently Asked Questions
What is the hourly rate for insurance agents in Enterprise in 2026?
How much do part-time insurance agents make in Enterprise?
Are insurance agents in Enterprise paid hourly or salary?
How much does a full-time insurance agent make per year in Enterprise?
Do insurance agents earn more per hour working part-time in Enterprise?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Alabama
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.60% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for insurance agents in Enterprise. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Enterprise is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.60%, derived from historical BLS wage trends for insurance agents (SOC 41-3021).
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov