Insurance Agent Salary

Virginia Beach vs Waynesboro: Insurance Agent Salary (2026)

Compare insurance agent salaries between Virginia Beach, VA and Waynesboro, VA. All figures are 2026 estimates projected from BLS 2025 data.

Virginia Beach, VA
$58,524
$28.14/hr
Waynesboro, VA
$57,490
$27.64/hr

Side-by-Side Comparison

MetricVirginia Beach, VAWaynesboro, VA
Median Salary$58,524$57,490
Hourly Rate$28.14$27.64
Entry Level (P10)$38,280$35,418
25th Percentile$49,832$43,323
75th Percentile$81,409$73,587
Top Earner (P90)$132,038$89,109
Total Employed1,4404
Side-by-side bar chart comparing Virginia Beach ($58,524) and Waynesboro ($57,490) insurance agent salaries.Virginia BeachWaynesboroMedian Salary$58,524$57,490Entry Level (P10)$38,280$35,418Top Earner (P90)$132,038$89,109US Median $64,522

Verdict

Virginia Beach, VA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Waynesboro.

The salary gap between Virginia Beach and Waynesboro is $1,034 (1.80%). Virginia Beach's median is -9.30% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Virginia Beach spans $93,758,Waynesboro spans $53,691. Virginia Beach has a wider pay range, meaning more potential for high earners but also more variation.

Virginia Beach
P10 (Entry)$38,280
P25$49,832
Median$58,524
P75$81,409
P90 (Top)$132,038
Waynesboro
P10 (Entry)$35,418
P25$43,323
Median$57,490
P75$73,587
P90 (Top)$89,109

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Virginia Beach ($59,754 effective) pays 7.26% more than Waynesboro ($55,707 effective).

Virginia Beach
Nominal: $58,524
CoL Index: 97.941
Adjusted: $59,754
Waynesboro
Nominal: $57,490
CoL Index: 103.2
Adjusted: $55,707

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Virginia Beach if…

  • Higher median salary ($58,524/year)
  • Better top-earner potential ($132,038)
  • Larger job market (1,440 employed)
  • Better purchasing power (CoL-adjusted: $59,754)
  • You prefer the Virginia area and lifestyle

Choose Waynesboro if…

  • You prefer the Virginia area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Virginia Beach grew 45.1% from 2019 to 2025, compared to -8.7% growth in Waynesboro over the same period.

Virginia Beach, VA

+45.1%

$38,920 (2019) → $56,490 (2025)

Waynesboro, VA

+-8.7%

$60,787 (2024) → $55,492 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Virginia Beach or Waynesboro?

Virginia Beach has a higher median insurance agent salary at $58,524/year, compared to Waynesboro at $57,490/year — a difference of $1,034 (1.80%).

What is the hourly rate difference between Virginia Beach and Waynesboro?

Virginia Beach insurance agents earn $28.14/hr while Waynesboro hygienists earn $27.64/hr (2026 est.).

Should I relocate from Virginia Beach to Waynesboro as a insurance agent?

Consider more than just salary when comparing Virginia Beach and Waynesboro. Factor in cost of living (CoL-adjusted: Virginia Beach = $59,754, Waynesboro = $55,707), job availability (1,440 vs 4 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Virginia Beach vs Waynesboro?

Entry-level (10th percentile) insurance agents earn $38,280 in Virginia Beach and $35,418 in Waynesboro. The Virginia Beach area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov