St. Cloud vs St. Louis Park: Insurance Agent Salary (2026)
Compare insurance agent salaries between St. Cloud, MN and St. Louis Park, MN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | St. Cloud, MN | St. Louis Park, MN |
|---|---|---|
| Median Salary | $57,674 | $65,057▲ |
| Hourly Rate | $27.72 | $31.28▲ |
| Entry Level (P10) | $32,220 | $40,410▲ |
| 25th Percentile | $48,796 | $49,372▲ |
| 75th Percentile | $80,052 | $83,273▲ |
| Top Earner (P90) | $127,304▲ | $100,838 |
| Total Employed | 300▲ | 9 |
Verdict
St. Cloud and St. Louis Park are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between St. Cloud and St. Louis Park is $7,383 (12.80%). St. Louis Park's median is +0.83% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in St. Cloud spans $95,084,St. Louis Park spans $60,428. St. Cloud has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, St. Louis Park ($66,048 effective) pays 0.36% more than St. Cloud ($65,814 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose St. Cloud if…
- ✓Better top-earner potential ($127,304)
- ✓Larger job market (300 employed)
- ✓You prefer the Minnesota area and lifestyle
Choose St. Louis Park if…
- ✓Higher median salary ($65,057/year)
- ✓Better purchasing power (CoL-adjusted: $66,048)
- ✓You prefer the Minnesota area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in St. Cloud grew -7.4% from 2019 to 2025, compared to -2.7% growth in St. Louis Park over the same period.
St. Cloud, MN
$60,110 (2019) → $55,670 (2025)
St. Louis Park, MN
$64,511 (2024) → $62,796 (2025)
View Full Salary Data
St. Cloud, MN
St. Louis Park, MN
Frequently Asked Questions
Which city pays insurance agents more: St. Cloud or St. Louis Park?
What is the hourly rate difference between St. Cloud and St. Louis Park?
Should I relocate from St. Cloud to St. Louis Park as a insurance agent?
What do entry-level insurance agents earn in St. Cloud vs St. Louis Park?
Related Comparisons
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov