Insurance Agent Salary

Salisbury vs Silver Spring: Insurance Agent Salary (2026)

Compare insurance agent salaries between Salisbury, MD and Silver Spring, MD. All figures are 2026 estimates projected from BLS 2025 data.

Salisbury, MD
$61,766
$29.70/hr
Silver Spring, MD
$68,720
$33.04/hr

Side-by-Side Comparison

MetricSalisbury, MDSilver Spring, MD
Median Salary$61,766$68,720
Hourly Rate$29.70$33.04
Entry Level (P10)$40,280$42,461
25th Percentile$47,335$52,155
75th Percentile$79,451$87,962
Top Earner (P90)$105,755$106,516
Total Employed18012
Side-by-side bar chart comparing Salisbury ($61,766) and Silver Spring ($68,720) insurance agent salaries.SalisburySilver SpringMedian Salary$61,766$68,720Entry Level (P10)$40,280$42,461Top Earner (P90)$105,755$106,516US Median $64,522

Verdict

Silver Spring, MD offers better overall compensation for insurance agents, winning 3 out of 4 metrics compared to Salisbury.

The salary gap between Salisbury and Silver Spring is $6,954 (11.26%). Silver Spring's median is +6.51% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Salisbury spans $65,475,Silver Spring spans $64,055. Salisbury has a wider pay range, meaning more potential for high earners but also more variation.

Salisbury
P10 (Entry)$40,280
P25$47,335
Median$61,766
P75$79,451
P90 (Top)$105,755
Silver Spring
P10 (Entry)$42,461
P25$52,155
Median$68,720
P75$87,962
P90 (Top)$106,516

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Salisbury ($64,597 effective) pays 2.74% more than Silver Spring ($62,873 effective).

Salisbury
Nominal: $61,766
CoL Index: 95.617
Adjusted: $64,597
Silver Spring
Nominal: $68,720
CoL Index: 109.3
Adjusted: $62,873

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Salisbury if…

  • Larger job market (180 employed)
  • Better purchasing power (CoL-adjusted: $64,597)
  • You prefer the Maryland area and lifestyle

Choose Silver Spring if…

  • Higher median salary ($68,720/year)
  • Better top-earner potential ($106,516)
  • You prefer the Maryland area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Salisbury grew 8.0% from 2019 to 2025, compared to -8.4% growth in Silver Spring over the same period.

Salisbury, MD

+8.0%

$55,190 (2019) → $59,620 (2025)

Silver Spring, MD

+-8.4%

$72,424 (2024) → $66,332 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Salisbury or Silver Spring?

Silver Spring has a higher median insurance agent salary at $68,720/year, compared to Salisbury at $61,766/year — a difference of $6,954 (11.26%).

What is the hourly rate difference between Salisbury and Silver Spring?

Salisbury insurance agents earn $29.70/hr while Silver Spring hygienists earn $33.04/hr (2026 est.).

Should I relocate from Salisbury to Silver Spring as a insurance agent?

Consider more than just salary when comparing Salisbury and Silver Spring. Factor in cost of living (CoL-adjusted: Salisbury = $64,597, Silver Spring = $62,873), job availability (180 vs 12 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Salisbury vs Silver Spring?

Entry-level (10th percentile) insurance agents earn $40,280 in Salisbury and $42,461 in Silver Spring. The Silver Spring area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov