Providence vs Warwick: Insurance Agent Salary (2026)
Compare insurance agent salaries between Providence, RI and Warwick, RI. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Providence, RI | Warwick, RI |
|---|---|---|
| Median Salary | $81,440 | $83,091▲ |
| Hourly Rate | $39.16 | $39.95▲ |
| Entry Level (P10) | $49,531▲ | $49,140 |
| 25th Percentile | $62,999▲ | $61,667 |
| 75th Percentile | $113,628▲ | $106,357 |
| Top Earner (P90) | $154,250▲ | $128,791 |
| Total Employed | 1,950▲ | 16 |
Verdict
Providence and Warwick are closely matched on overall insurance agent compensation, each winning on different metrics.
The salary gap between Providence and Warwick is $1,651 (2.03%). Warwick's median is +28.78% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Providence spans $104,719,Warwick spans $79,651. Providence has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Warwick ($82,678 effective) pays 3.32% more than Providence ($80,021 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Providence if…
- ✓Better top-earner potential ($154,250)
- ✓Larger job market (1,950 employed)
- ✓You prefer the Rhode Island area and lifestyle
Choose Warwick if…
- ✓Higher median salary ($83,091/year)
- ✓Better purchasing power (CoL-adjusted: $82,678)
- ✓You prefer the Rhode Island area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Providence grew 32.9% from 2019 to 2025, compared to 27.4% growth in Warwick over the same period.
Providence, RI
$59,130 (2019) → $78,610 (2025)
Warwick, RI
$62,938 (2024) → $80,204 (2025)
View Full Salary Data
Providence, RI
Warwick, RI
Frequently Asked Questions
Which city pays insurance agents more: Providence or Warwick?
What is the hourly rate difference between Providence and Warwick?
Should I relocate from Providence to Warwick as a insurance agent?
What do entry-level insurance agents earn in Providence vs Warwick?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov