Insurance Agent Salary

Pawtucket vs South Kingstown: Insurance Agent Salary (2026)

Compare insurance agent salaries between Pawtucket, RI and South Kingstown, RI. All figures are 2026 estimates projected from BLS 2025 data.

Pawtucket, RI
$64,774
$31.14/hr
South Kingstown, RI
$61,553
$29.59/hr

Side-by-Side Comparison

MetricPawtucket, RISouth Kingstown, RI
Median Salary$64,774$61,553
Hourly Rate$31.14$29.59
Entry Level (P10)$37,568$38,372
25th Percentile$47,195$47,006
75th Percentile$82,910$78,788
Top Earner (P90)$100,400$95,407
Total Employed165
Side-by-side bar chart comparing Pawtucket ($64,774) and South Kingstown ($61,553) insurance agent salaries.PawtucketSouth KingstownMedian Salary$64,774$61,553Entry Level (P10)$37,568$38,372Top Earner (P90)$100,400$95,407US Median $64,522

Verdict

Pawtucket, RI offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to South Kingstown.

The salary gap between Pawtucket and South Kingstown is $3,221 (5.23%). Pawtucket's median is +0.39% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Pawtucket spans $62,832,South Kingstown spans $57,035. Pawtucket has a wider pay range, meaning more potential for high earners but also more variation.

Pawtucket
P10 (Entry)$37,568
P25$47,195
Median$64,774
P75$82,910
P90 (Top)$100,400
South Kingstown
P10 (Entry)$38,372
P25$47,006
Median$61,553
P75$78,788
P90 (Top)$95,407

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Pawtucket ($64,452 effective) pays 5.23% more than South Kingstown ($61,247 effective).

Pawtucket
Nominal: $64,774
CoL Index: 100.5
Adjusted: $64,452
South Kingstown
Nominal: $61,553
CoL Index: 100.5
Adjusted: $61,247

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Pawtucket if…

  • Higher median salary ($64,774/year)
  • Better top-earner potential ($100,400)
  • Larger job market (16 employed)
  • Better purchasing power (CoL-adjusted: $64,452)
  • You prefer the Rhode Island area and lifestyle

Choose South Kingstown if…

  • You prefer the Rhode Island area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Pawtucket grew 0.5% from 2024 to 2025, compared to 0.5% growth in South Kingstown over the same period.

Pawtucket, RI

+0.5%

$62,242 (2024) → $62,523 (2025)

South Kingstown, RI

+0.5%

$59,147 (2024) → $59,414 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Pawtucket or South Kingstown?

Pawtucket has a higher median insurance agent salary at $64,774/year, compared to South Kingstown at $61,553/year — a difference of $3,221 (5.23%).

What is the hourly rate difference between Pawtucket and South Kingstown?

Pawtucket insurance agents earn $31.14/hr while South Kingstown hygienists earn $29.59/hr (2026 est.).

Should I relocate from Pawtucket to South Kingstown as a insurance agent?

Consider more than just salary when comparing Pawtucket and South Kingstown. Factor in cost of living (CoL-adjusted: Pawtucket = $64,452, South Kingstown = $61,247), job availability (16 vs 5 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Pawtucket vs South Kingstown?

Entry-level (10th percentile) insurance agents earn $37,568 in Pawtucket and $38,372 in South Kingstown. The South Kingstown area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov