Insurance Agent Salary

North Kingstown vs Warwick: Insurance Agent Salary (2026)

Compare insurance agent salaries between North Kingstown, RI and Warwick, RI. All figures are 2026 estimates projected from BLS 2025 data.

North Kingstown, RI
$62,192
$29.90/hr
Warwick, RI
$83,091
$39.95/hr

Side-by-Side Comparison

MetricNorth Kingstown, RIWarwick, RI
Median Salary$62,192$83,091
Hourly Rate$29.90$39.95
Entry Level (P10)$40,010$49,140
25th Percentile$48,265$61,667
75th Percentile$79,606$106,357
Top Earner (P90)$96,398$128,791
Total Employed416
Side-by-side bar chart comparing North Kingstown ($62,192) and Warwick ($83,091) insurance agent salaries.North KingstownWarwickMedian Salary$62,192$83,091Entry Level (P10)$40,010$49,140Top Earner (P90)$96,398$128,791US Median $64,522

Verdict

Warwick, RI offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to North Kingstown.

The salary gap between North Kingstown and Warwick is $20,899 (33.60%). Warwick's median is +28.78% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in North Kingstown spans $56,388,Warwick spans $79,651. Warwick has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

North Kingstown
P10 (Entry)$40,010
P25$48,265
Median$62,192
P75$79,606
P90 (Top)$96,398
Warwick
P10 (Entry)$49,140
P25$61,667
Median$83,091
P75$106,357
P90 (Top)$128,791

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Warwick ($82,678 effective) pays 33.60% more than North Kingstown ($61,883 effective).

North Kingstown
Nominal: $62,192
CoL Index: 100.5
Adjusted: $61,883
Warwick
Nominal: $83,091
CoL Index: 100.5
Adjusted: $82,678

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose North Kingstown if…

  • You prefer the Rhode Island area and lifestyle

Choose Warwick if…

  • Higher median salary ($83,091/year)
  • Better top-earner potential ($128,791)
  • Larger job market (16 employed)
  • Better purchasing power (CoL-adjusted: $82,678)
  • You prefer the Rhode Island area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in North Kingstown grew 0.5% from 2024 to 2025, compared to 27.4% growth in Warwick over the same period.

North Kingstown, RI

+0.5%

$59,761 (2024) → $60,031 (2025)

Warwick, RI

+27.4%

$62,938 (2024) → $80,204 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: North Kingstown or Warwick?

Warwick has a higher median insurance agent salary at $83,091/year, compared to North Kingstown at $62,192/year — a difference of $20,899 (33.60%).

What is the hourly rate difference between North Kingstown and Warwick?

North Kingstown insurance agents earn $29.90/hr while Warwick hygienists earn $39.95/hr (2026 est.).

Should I relocate from North Kingstown to Warwick as a insurance agent?

Consider more than just salary when comparing North Kingstown and Warwick. Factor in cost of living (CoL-adjusted: North Kingstown = $61,883, Warwick = $82,678), job availability (4 vs 16 employed), commute, and career growth potential.

What do entry-level insurance agents earn in North Kingstown vs Warwick?

Entry-level (10th percentile) insurance agents earn $40,010 in North Kingstown and $49,140 in Warwick. The Warwick area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov