Insurance Agent Salary

Muskogee vs Tulsa: Insurance Agent Salary (2026)

Compare insurance agent salaries between Muskogee, OK and Tulsa, OK. All figures are 2026 estimates projected from BLS 2025 data.

Muskogee, OK
$55,860
$26.85/hr
Tulsa, OK
$60,948
$29.30/hr

Side-by-Side Comparison

MetricMuskogee, OKTulsa, OK
Median Salary$55,860$60,948
Hourly Rate$26.85$29.30
Entry Level (P10)$32,789$38,798
25th Percentile$40,982$39,741
75th Percentile$71,501$83,491
Top Earner (P90)$86,583$124,538
Total Employed61,750
Side-by-side bar chart comparing Muskogee ($55,860) and Tulsa ($60,948) insurance agent salaries.MuskogeeTulsaMedian Salary$55,860$60,948Entry Level (P10)$32,789$38,798Top Earner (P90)$86,583$124,538US Median $64,522

Verdict

Tulsa, OK offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Muskogee.

The salary gap between Muskogee and Tulsa is $5,088 (9.11%). Tulsa's median is -5.54% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Muskogee spans $53,794,Tulsa spans $85,740. Tulsa has a wider pay range, suggesting more variation in pay between entry-level and experienced insurance agents.

Muskogee
P10 (Entry)$32,789
P25$40,982
Median$55,860
P75$71,501
P90 (Top)$86,583
Tulsa
P10 (Entry)$38,798
P25$39,741
Median$60,948
P75$83,491
P90 (Top)$124,538

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Tulsa ($68,317 effective) pays 8.72% more than Muskogee ($62,835 effective).

Muskogee
Nominal: $55,860
CoL Index: 88.9
Adjusted: $62,835
Tulsa
Nominal: $60,948
CoL Index: 89.214
Adjusted: $68,317

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Muskogee if…

  • You prefer the Oklahoma area and lifestyle

Choose Tulsa if…

  • Higher median salary ($60,948/year)
  • Better top-earner potential ($124,538)
  • Larger job market (1,750 employed)
  • Better purchasing power (CoL-adjusted: $68,317)
  • You prefer the Oklahoma area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Muskogee grew 19.8% from 2024 to 2025, compared to 19.1% growth in Tulsa over the same period.

Muskogee, OK

+19.8%

$45,019 (2024) → $53,919 (2025)

Tulsa, OK

+19.1%

$49,390 (2019) → $58,830 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Muskogee or Tulsa?

Tulsa has a higher median insurance agent salary at $60,948/year, compared to Muskogee at $55,860/year — a difference of $5,088 (9.11%).

What is the hourly rate difference between Muskogee and Tulsa?

Muskogee insurance agents earn $26.85/hr while Tulsa hygienists earn $29.30/hr (2026 est.).

Should I relocate from Muskogee to Tulsa as a insurance agent?

Consider more than just salary when comparing Muskogee and Tulsa. Factor in cost of living (CoL-adjusted: Muskogee = $62,835, Tulsa = $68,317), job availability (6 vs 1,750 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Muskogee vs Tulsa?

Entry-level (10th percentile) insurance agents earn $32,789 in Muskogee and $38,798 in Tulsa. The Tulsa area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov