Insurance Agent Salary

Madison vs Onalaska: Insurance Agent Salary (2026)

Compare insurance agent salaries between Madison, WI and Onalaska, WI. All figures are 2026 estimates projected from BLS 2025 data.

Madison, WI
$83,605
$40.20/hr
Onalaska, WI
$84,306
$40.53/hr

Side-by-Side Comparison

MetricMadison, WIOnalaska, WI
Median Salary$83,605$84,306
Hourly Rate$40.20$40.53
Entry Level (P10)$51,572$52,053
25th Percentile$63,186$67,130
75th Percentile$108,283$107,911
Top Earner (P90)$157,814$130,674
Total Employed1,0904
Side-by-side bar chart comparing Madison ($83,605) and Onalaska ($84,306) insurance agent salaries.MadisonOnalaskaMedian Salary$83,605$84,306Entry Level (P10)$51,572$52,053Top Earner (P90)$157,814$130,674US Median $64,522

Verdict

Madison and Onalaska are closely matched on overall insurance agent compensation, each winning on different metrics.

The salary gap between Madison and Onalaska is $701 (0.84%). Onalaska's median is +30.66% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Madison spans $106,242,Onalaska spans $78,621. Madison has a wider pay range, meaning more potential for high earners but also more variation.

Madison
P10 (Entry)$51,572
P25$63,186
Median$83,605
P75$108,283
P90 (Top)$157,814
Onalaska
P10 (Entry)$52,053
P25$67,130
Median$84,306
P75$107,911
P90 (Top)$130,674

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Onalaska ($90,263 effective) pays 5.04% more than Madison ($85,936 effective).

Madison
Nominal: $83,605
CoL Index: 97.287
Adjusted: $85,936
Onalaska
Nominal: $84,306
CoL Index: 93.4
Adjusted: $90,263

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Madison if…

  • Better top-earner potential ($157,814)
  • Larger job market (1,090 employed)
  • You prefer the Wisconsin area and lifestyle

Choose Onalaska if…

  • Higher median salary ($84,306/year)
  • Better purchasing power (CoL-adjusted: $90,263)
  • You prefer the Wisconsin area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Madison grew 19.1% from 2019 to 2025, compared to 47.5% growth in Onalaska over the same period.

Madison, WI

+19.1%

$67,750 (2019) → $80,700 (2025)

Onalaska, WI

+47.5%

$55,163 (2024) → $81,376 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Madison or Onalaska?

Onalaska has a higher median insurance agent salary at $84,306/year, compared to Madison at $83,605/year — a difference of $701 (0.84%).

What is the hourly rate difference between Madison and Onalaska?

Madison insurance agents earn $40.20/hr while Onalaska hygienists earn $40.53/hr (2026 est.).

Should I relocate from Madison to Onalaska as a insurance agent?

Consider more than just salary when comparing Madison and Onalaska. Factor in cost of living (CoL-adjusted: Madison = $85,936, job availability (1,090 vs 4 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Madison vs Onalaska?

Entry-level (10th percentile) insurance agents earn $51,572 in Madison and $52,053 in Onalaska. The Onalaska area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov