Insurance Agent Salary

Los Angeles vs Simi Valley: Insurance Agent Salary (2026)

Compare insurance agent salaries between Los Angeles, CA and Simi Valley, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$79,637
$38.29/hr
Simi Valley, CA
$70,139
$33.72/hr

Side-by-Side Comparison

MetricLos Angeles, CASimi Valley, CA
Median Salary$79,637$70,139
Hourly Rate$38.29$33.72
Entry Level (P10)$38,798$41,168
25th Percentile$50,039$51,762
75th Percentile$108,169$89,779
Top Earner (P90)$167,335$108,716
Total Employed14,68023
Side-by-side bar chart comparing Los Angeles ($79,637) and Simi Valley ($70,139) insurance agent salaries.Los AngelesSimi ValleyMedian Salary$79,637$70,139Entry Level (P10)$38,798$41,168Top Earner (P90)$167,335$108,716US Median $64,522

Verdict

Los Angeles, CA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Simi Valley.

The salary gap between Los Angeles and Simi Valley is $9,498 (13.54%). Los Angeles's median is +23.43% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $128,537,Simi Valley spans $67,548. Los Angeles has a wider pay range, meaning more potential for high earners but also more variation.

Los Angeles
P10 (Entry)$38,798
P25$50,039
Median$79,637
P75$108,169
P90 (Top)$167,335
Simi Valley
P10 (Entry)$41,168
P25$51,762
Median$70,139
P75$89,779
P90 (Top)$108,716

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Los Angeles ($70,124 effective) pays 13.08% more than Simi Valley ($62,015 effective).

Los Angeles
Nominal: $79,637
CoL Index: 113.566
Adjusted: $70,124
Simi Valley
Nominal: $70,139
CoL Index: 113.1
Adjusted: $62,015

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Higher median salary ($79,637/year)
  • Better top-earner potential ($167,335)
  • Larger job market (14,680 employed)
  • Better purchasing power (CoL-adjusted: $70,124)
  • You prefer the California area and lifestyle

Choose Simi Valley if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Los Angeles grew 51.4% from 2019 to 2025, compared to -29.3% growth in Simi Valley over the same period.

Los Angeles, CA

+51.4%

$50,760 (2019) → $76,870 (2025)

Simi Valley, CA

+-29.3%

$95,816 (2024) → $67,702 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Los Angeles or Simi Valley?

Los Angeles has a higher median insurance agent salary at $79,637/year, compared to Simi Valley at $70,139/year — a difference of $9,498 (13.54%).

What is the hourly rate difference between Los Angeles and Simi Valley?

Los Angeles insurance agents earn $38.29/hr while Simi Valley hygienists earn $33.72/hr (2026 est.).

Should I relocate from Los Angeles to Simi Valley as a insurance agent?

Consider more than just salary when comparing Los Angeles and Simi Valley. Factor in cost of living (CoL-adjusted: Los Angeles = $70,124, Simi Valley = $62,015), job availability (14,680 vs 23 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Los Angeles vs Simi Valley?

Entry-level (10th percentile) insurance agents earn $38,798 in Los Angeles and $41,168 in Simi Valley. The Simi Valley area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov