Insurance Agent Salary

Los Angeles vs Santa Clara: Insurance Agent Salary (2026)

Compare insurance agent salaries between Los Angeles, CA and Santa Clara, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$79,637
$38.29/hr
Santa Clara, CA
$67,363
$32.39/hr

Side-by-Side Comparison

MetricLos Angeles, CASanta Clara, CA
Median Salary$79,637$67,363
Hourly Rate$38.29$32.39
Entry Level (P10)$38,798$39,071
25th Percentile$50,039$51,762
75th Percentile$108,169$86,224
Top Earner (P90)$167,335$104,412
Total Employed14,68032
Side-by-side bar chart comparing Los Angeles ($79,637) and Santa Clara ($67,363) insurance agent salaries.Los AngelesSanta ClaraMedian Salary$79,637$67,363Entry Level (P10)$38,798$39,071Top Earner (P90)$167,335$104,412US Median $64,522

Verdict

Los Angeles, CA offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Santa Clara.

The salary gap between Los Angeles and Santa Clara is $12,274 (18.22%). Los Angeles's median is +23.43% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $128,537,Santa Clara spans $65,341. Los Angeles has a wider pay range, meaning more potential for high earners but also more variation.

Los Angeles
P10 (Entry)$38,798
P25$50,039
Median$79,637
P75$108,169
P90 (Top)$167,335
Santa Clara
P10 (Entry)$39,071
P25$51,762
Median$67,363
P75$86,224
P90 (Top)$104,412

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Los Angeles ($70,124 effective) pays 17.74% more than Santa Clara ($59,561 effective).

Los Angeles
Nominal: $79,637
CoL Index: 113.566
Adjusted: $70,124
Santa Clara
Nominal: $67,363
CoL Index: 113.1
Adjusted: $59,561

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Higher median salary ($79,637/year)
  • Better top-earner potential ($167,335)
  • Larger job market (14,680 employed)
  • Better purchasing power (CoL-adjusted: $70,124)
  • You prefer the California area and lifestyle

Choose Santa Clara if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Los Angeles grew 51.4% from 2019 to 2025, compared to -31.7% growth in Santa Clara over the same period.

Los Angeles, CA

+51.4%

$50,760 (2019) → $76,870 (2025)

Santa Clara, CA

+-31.7%

$95,239 (2024) → $65,022 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Los Angeles or Santa Clara?

Los Angeles has a higher median insurance agent salary at $79,637/year, compared to Santa Clara at $67,363/year — a difference of $12,274 (18.22%).

What is the hourly rate difference between Los Angeles and Santa Clara?

Los Angeles insurance agents earn $38.29/hr while Santa Clara hygienists earn $32.39/hr (2026 est.).

Should I relocate from Los Angeles to Santa Clara as a insurance agent?

Consider more than just salary when comparing Los Angeles and Santa Clara. Factor in cost of living (CoL-adjusted: Los Angeles = $70,124, Santa Clara = $59,561), job availability (14,680 vs 32 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Los Angeles vs Santa Clara?

Entry-level (10th percentile) insurance agents earn $38,798 in Los Angeles and $39,071 in Santa Clara. The Santa Clara area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov