Insurance Agent Salary

Lincoln vs Norfolk: Insurance Agent Salary (2026)

Compare insurance agent salaries between Lincoln, NE and Norfolk, NE. All figures are 2026 estimates projected from BLS 2025 data.

Lincoln, NE
$59,052
$28.39/hr
Norfolk, NE
$54,983
$26.44/hr

Side-by-Side Comparison

MetricLincoln, NENorfolk, NE
Median Salary$59,052$54,983
Hourly Rate$28.39$26.44
Entry Level (P10)$50,785$36,509
25th Percentile$52,722$43,481
75th Percentile$82,144$70,378
Top Earner (P90)$110,655$85,223
Total Employed7006
Side-by-side bar chart comparing Lincoln ($59,052) and Norfolk ($54,983) insurance agent salaries.LincolnNorfolkMedian Salary$59,052$54,983Entry Level (P10)$50,785$36,509Top Earner (P90)$110,655$85,223US Median $64,522

Verdict

Lincoln, NE offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Norfolk.

The salary gap between Lincoln and Norfolk is $4,069 (7.40%). Lincoln's median is -8.48% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Lincoln spans $59,870,Norfolk spans $48,714. Lincoln has a wider pay range, meaning more potential for high earners but also more variation.

Lincoln
P10 (Entry)$50,785
P25$52,722
Median$59,052
P75$82,144
P90 (Top)$110,655
Norfolk
P10 (Entry)$36,509
P25$43,481
Median$54,983
P75$70,378
P90 (Top)$85,223

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Lincoln ($64,481 effective) pays 7.31% more than Norfolk ($60,091 effective).

Lincoln
Nominal: $59,052
CoL Index: 91.581
Adjusted: $64,481
Norfolk
Nominal: $54,983
CoL Index: 91.5
Adjusted: $60,091

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Lincoln if…

  • Higher median salary ($59,052/year)
  • Better top-earner potential ($110,655)
  • Larger job market (700 employed)
  • Better purchasing power (CoL-adjusted: $64,481)
  • You prefer the Nebraska area and lifestyle

Choose Norfolk if…

  • You prefer the Nebraska area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Lincoln grew -0.6% from 2019 to 2025, compared to 7.4% growth in Norfolk over the same period.

Lincoln, NE

+-0.6%

$57,360 (2019) → $57,000 (2025)

Norfolk, NE

+7.4%

$49,425 (2024) → $53,072 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Lincoln or Norfolk?

Lincoln has a higher median insurance agent salary at $59,052/year, compared to Norfolk at $54,983/year — a difference of $4,069 (7.40%).

What is the hourly rate difference between Lincoln and Norfolk?

Lincoln insurance agents earn $28.39/hr while Norfolk hygienists earn $26.44/hr (2026 est.).

Should I relocate from Lincoln to Norfolk as a insurance agent?

Consider more than just salary when comparing Lincoln and Norfolk. Factor in cost of living (CoL-adjusted: Lincoln = $64,481, Norfolk = $60,091), job availability (700 vs 6 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Lincoln vs Norfolk?

Entry-level (10th percentile) insurance agents earn $50,785 in Lincoln and $36,509 in Norfolk. The Lincoln area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov