Insurance Agent Salary

Jersey City vs South Brunswick: Insurance Agent Salary (2026)

Compare insurance agent salaries between Jersey City, NJ and South Brunswick, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Jersey City, NJ
$84,955
$40.84/hr
South Brunswick, NJ
$72,824
$35.01/hr

Side-by-Side Comparison

MetricJersey City, NJSouth Brunswick, NJ
Median Salary$84,955$72,824
Hourly Rate$40.84$35.01
Entry Level (P10)$49,274$43,477
25th Percentile$61,219$53,967
75th Percentile$108,743$93,214
Top Earner (P90)$131,681$112,876
Total Employed427
Side-by-side bar chart comparing Jersey City ($84,955) and South Brunswick ($72,824) insurance agent salaries.Jersey CitySouth BrunswickMedian Salary$84,955$72,824Entry Level (P10)$49,274$43,477Top Earner (P90)$131,681$112,876US Median $64,522

Verdict

Jersey City, NJ offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to South Brunswick.

The salary gap between Jersey City and South Brunswick is $12,131 (16.66%). Jersey City's median is +31.67% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jersey City spans $82,407,South Brunswick spans $69,399. Jersey City has a wider pay range, meaning more potential for high earners but also more variation.

Jersey City
P10 (Entry)$49,274
P25$61,219
Median$84,955
P75$108,743
P90 (Top)$131,681
South Brunswick
P10 (Entry)$43,477
P25$53,967
Median$72,824
P75$93,214
P90 (Top)$112,876

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jersey City ($73,746 effective) pays 16.66% more than South Brunswick ($63,215 effective).

Jersey City
Nominal: $84,955
CoL Index: 115.2
Adjusted: $73,746
South Brunswick
Nominal: $72,824
CoL Index: 115.2
Adjusted: $63,215

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jersey City if…

  • Higher median salary ($84,955/year)
  • Better top-earner potential ($131,681)
  • Larger job market (42 employed)
  • Better purchasing power (CoL-adjusted: $73,746)
  • You prefer the New Jersey area and lifestyle

Choose South Brunswick if…

  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Jersey City grew -17.1% from 2024 to 2025, compared to -24.0% growth in South Brunswick over the same period.

Jersey City, NJ

+-17.1%

$98,968 (2024) → $82,003 (2025)

South Brunswick, NJ

+-24.0%

$92,550 (2024) → $70,293 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Jersey City or South Brunswick?

Jersey City has a higher median insurance agent salary at $84,955/year, compared to South Brunswick at $72,824/year — a difference of $12,131 (16.66%).

What is the hourly rate difference between Jersey City and South Brunswick?

Jersey City insurance agents earn $40.84/hr while South Brunswick hygienists earn $35.01/hr (2026 est.).

Should I relocate from Jersey City to South Brunswick as a insurance agent?

Consider more than just salary when comparing Jersey City and South Brunswick. Factor in cost of living (CoL-adjusted: Jersey City = $73,746, South Brunswick = $63,215), job availability (42 vs 7 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Jersey City vs South Brunswick?

Entry-level (10th percentile) insurance agents earn $49,274 in Jersey City and $43,477 in South Brunswick. The Jersey City area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov