Insurance Agent Salary

Jersey City vs Long Branch: Insurance Agent Salary (2026)

Compare insurance agent salaries between Jersey City, NJ and Long Branch, NJ. All figures are 2026 estimates projected from BLS 2025 data.

Jersey City, NJ
$84,955
$40.84/hr
Long Branch, NJ
$72,524
$34.87/hr

Side-by-Side Comparison

MetricJersey City, NJLong Branch, NJ
Median Salary$84,955$72,524
Hourly Rate$40.84$34.87
Entry Level (P10)$49,274$42,800
25th Percentile$61,219$53,378
75th Percentile$108,743$92,831
Top Earner (P90)$131,681$112,412
Total Employed428
Side-by-side bar chart comparing Jersey City ($84,955) and Long Branch ($72,524) insurance agent salaries.Jersey CityLong BranchMedian Salary$84,955$72,524Entry Level (P10)$49,274$42,800Top Earner (P90)$131,681$112,412US Median $64,522

Verdict

Jersey City, NJ offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Long Branch.

The salary gap between Jersey City and Long Branch is $12,431 (17.14%). Jersey City's median is +31.67% compared to the US national median of $64,522.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jersey City spans $82,407,Long Branch spans $69,612. Jersey City has a wider pay range, meaning more potential for high earners but also more variation.

Jersey City
P10 (Entry)$49,274
P25$61,219
Median$84,955
P75$108,743
P90 (Top)$131,681
Long Branch
P10 (Entry)$42,800
P25$53,378
Median$72,524
P75$92,831
P90 (Top)$112,412

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jersey City ($73,746 effective) pays 17.14% more than Long Branch ($62,955 effective).

Jersey City
Nominal: $84,955
CoL Index: 115.2
Adjusted: $73,746
Long Branch
Nominal: $72,524
CoL Index: 115.2
Adjusted: $62,955

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jersey City if…

  • Higher median salary ($84,955/year)
  • Better top-earner potential ($131,681)
  • Larger job market (42 employed)
  • Better purchasing power (CoL-adjusted: $73,746)
  • You prefer the New Jersey area and lifestyle

Choose Long Branch if…

  • You prefer the New Jersey area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, insurance agent salaries in Jersey City grew -17.1% from 2024 to 2025, compared to -24.0% growth in Long Branch over the same period.

Jersey City, NJ

+-17.1%

$98,968 (2024) → $82,003 (2025)

Long Branch, NJ

+-24.0%

$92,169 (2024) → $70,004 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays insurance agents more: Jersey City or Long Branch?

Jersey City has a higher median insurance agent salary at $84,955/year, compared to Long Branch at $72,524/year — a difference of $12,431 (17.14%).

What is the hourly rate difference between Jersey City and Long Branch?

Jersey City insurance agents earn $40.84/hr while Long Branch hygienists earn $34.87/hr (2026 est.).

Should I relocate from Jersey City to Long Branch as a insurance agent?

Consider more than just salary when comparing Jersey City and Long Branch. Factor in cost of living (CoL-adjusted: Jersey City = $73,746, Long Branch = $62,955), job availability (42 vs 8 employed), commute, and career growth potential.

What do entry-level insurance agents earn in Jersey City vs Long Branch?

Entry-level (10th percentile) insurance agents earn $49,274 in Jersey City and $42,800 in Long Branch. The Jersey City area offers higher starting salaries.
JL

Written by Jordan Lee, MBA

Career Analyst

Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.

Clinically reviewed by Maria Gonzalez, CICData verified by Raj Patel, LUTCF

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov