Horn Lake vs Southaven: Insurance Agent Salary (2026)
Compare insurance agent salaries between Horn Lake, MS and Southaven, MS. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Horn Lake, MS | Southaven, MS |
|---|---|---|
| Median Salary | $54,170 | $54,394▲ |
| Hourly Rate | $26.05 | $26.15▲ |
| Entry Level (P10) | $32,276 | $34,424▲ |
| 25th Percentile | $40,149 | $41,894▲ |
| 75th Percentile | $69,338 | $69,624▲ |
| Top Earner (P90) | $83,964 | $84,311▲ |
| Total Employed | 6 | 14▲ |
Verdict
Southaven, MS offers better overall compensation for insurance agents, winning 4 out of 4 metrics compared to Horn Lake.
The salary gap between Horn Lake and Southaven is $224 (0.41%). Southaven's median is -15.70% compared to the US national median of $64,522.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Horn Lake spans $51,688,Southaven spans $49,887. Horn Lake has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Southaven ($63,470 effective) pays 0.41% more than Horn Lake ($63,209 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Horn Lake if…
- ✓You prefer the Mississippi area and lifestyle
Choose Southaven if…
- ✓Higher median salary ($54,394/year)
- ✓Better top-earner potential ($84,311)
- ✓Larger job market (14 employed)
- ✓Better purchasing power (CoL-adjusted: $63,470)
- ✓You prefer the Mississippi area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, insurance agent salaries in Horn Lake grew 38.4% from 2024 to 2025, compared to 38.4% growth in Southaven over the same period.
Horn Lake, MS
$37,781 (2024) → $52,288 (2025)
Southaven, MS
$37,937 (2024) → $52,504 (2025)
View Full Salary Data
Horn Lake, MS
Southaven, MS
Frequently Asked Questions
Which city pays insurance agents more: Horn Lake or Southaven?
What is the hourly rate difference between Horn Lake and Southaven?
Should I relocate from Horn Lake to Southaven as a insurance agent?
What do entry-level insurance agents earn in Horn Lake vs Southaven?
Written by Jordan Lee, MBA
Career Analyst
Jordan has over 10 years of experience in the insurance industry. He specializes in property and casualty insurance. He has worked in both agency and corporate settings.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.60% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Jordan Lee, MBA, a licensed insurance agent with 10+ years of clinical experience. · View source data at BLS.gov